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173 FLACH Drive, St Johns, FL, 32259 | $540,000
*OPEN HOUSE SAT. APRIL 11th 12: 30 PM - 3 PM* Welcome to the Florida lifestyle you've been waiting for! This beautifully upgraded Richmond American Moonstone floor plan, built in 2020, is tucked inside the sought-after Lakes at Mill Creek community in St. Johns County--where top-rated schools, thoughtful design, and an easygoing lifestyle come together.
From the moment you arrive, you'll notice the impressive expanded paver driveway with parking for up to 6 cars--plus a 2-car garage, a rare and valuable feature that's perfect for entertaining or multi-driver households. Even more hard to find in newer construction, this home sits on a larger lot that provides extra space between neighbors, offering a level of privacy you don't often get in newer St. Johns County communities.
Inside, the thoughtful layout offers flexibility for every stage of life. The downstairs office is not only ideal for working from home, but also has the space and potential to add a shower --creating a true downstairs bedroom with a full bath, perfect for guests or multi-generational living. The open-concept main living area flows seamlessly for both everyday living and entertaining.
Step outside and enjoy the best of Florida living. The screened-in patio, extended paver patio and walkway, and gas/outdoor kitchen hookups create the perfect setup for weekend BBQs, relaxing evenings, and hosting friends year-round.
Upstairs, the spacious landing/loft area is a true standout--offering a flexible space that can evolve with your family over time. Whether it starts as a playroom, transforms into a music or hobby space, and eventually becomes a teen hangout or secondary living area, this home is designed to grow with you. The primary suite features a large walk-in closet, and the upstairs laundry room adds everyday ease.
Living in Lakes at Mill Creek means enjoying a low HOA, no CDD fees, and a community playground just a short walk away.
Zoned for the highly acclaimed St. Johns County School District, this home offers the lifestyle so many buyers are searching for--space, privacy, flexibility, and a true sense of community.
Come experience it for yourself!
Features
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Traditional
- Year Built: 2020
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,652
- Acreage: 0.27
- Est. Taxes: $4,561
- HOA Fee: $600 Annually
- Elem. School: Hickory Creek
- Middle School: Switzerland Point
- High School: Bartram Trail
- Appliances: Disposal, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater
- MLS#: 2138280
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/2138280/173flachdrive_stjohns_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS JACKSONVILLE
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
173 FLACH Drive, St Johns, FL, 32259
$540,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $432,000 | $432,000 | $432,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $380 | $380 | $380 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,555 | $2,660 | $3,501 |
| Total Monthly Payment | $3,027 | $3,132 | $3,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388