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11 OCEAN DUNE CIRCLE, Palm Coast, FL, 32137 | $3,200,000
Direct oceanfront living awaits in this exquisite custom home located on the coveted Ocean Dune Circle in Armand Beach Estates. This private, gated beachside community offers a quiet and serene setting with exceptionally low HOA fees and direct access to miles of pristine coquina sand beach, perfect for peaceful walks in either direction.
Built in 2007, this custom home showcases exceptional craftsmanship and premium materials throughout, including custom-milled moldings, fine woodwork, porcelain, marble, and granite flooring, bronze custom stair railings, and beautiful cherry built-ins. Every detail reflects the highest level of quality and attention to luxury.
Spanning three levels with abundant natural light and expansive views of the Atlantic Ocean, the home features a private elevator for easy access between floors. The first level includes two generously sized bedrooms that sit up high, offering beautiful ocean views. The second level boasts an open-concept living area with a gas fireplace and dramatic tall ceilings that flow seamlessly into a gourmet kitchen equipped with two adjacent prep kitchens and a premium appliance package. A spacious lanai provides the ideal spot to relax and enjoy sweeping water views and brilliant sunrise vistas. The third level features a loft/office with a wet bar, and custom built-in shelving with lighting. Along with two luxurious suites highlighted by a striking shared solarium enclosed balcony that offers breathtaking sky and ocean views.
Resort-style living continues outdoors with a private pool and spa, plus a convenient private dune walkover that leads directly to the quiet coquina sand beach just steps away. Residents also enjoy easy access to the community pool, and a short bike or golf cart ride takes you to Malacompra Park. Additional highlights include 75 feet of direct oceanfront frontage, high and dry stem wall concrete block construction, a whole-house Generac generator, and so much more.
This rare combination of privacy, luxury finishes, and effortless beachfront access makes this home the perfect coastal retreat for discerning families.
Lot 7 is not included in the sale. Seller will separate at the time of closing.
Features
- Elevator: Y
- Rooms: 12
- Bedrooms: 4
- Baths: 4 full / 1 half
- Lot Size: IRREGULAR
- Laundry: Gas Dryer Hookup, Inside
- Style: Mediterranean
- Year Built: 2007
- Garage: 2-car Driveway, Garage Door Opener, Ground Level
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 4,566
- Acreage: 0.44
- Lot Size: IRREGULAR
- Est. Taxes: $37,603
- HOA Fee: $620 Annually
- Lot Desc: CoastalConstruction Control Line, City Lot, In County, Landscaped, Oversized Lot
- View: Water
- Water Front: Yes
- Elem. School: Old Kings Elementary
- Middle School: Indian Trails Middle-FC
- High School: Matanzas High
- Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
- Pet Policy: Cats OK, Dogs OK
- Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Other, Range Hood, Refrigerator, Washer, Wine Refrigerator
- MLS#: FC317415
- Days on Market: 22 days
- Website: https://www.raveis.com
/eprop/FC317415/11oceandunecircle_palmcoast_fl?source=qrflyer
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR Phone: 888-977-1588
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 OCEAN DUNE CIRCLE, Palm Coast, FL, 32137
$3,200,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,560,000 | $2,560,000 | $2,560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.247% | 6.183% |
| Monthly Tax Payment | $3,134 | $3,134 | $3,134 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $15,143 | $15,555 | $21,603 |
| Total Monthly Payment | $18,402 | $18,814 | $24,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388