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Under contract-accepting backup offers. Welcome to your Clearwater home that offers more space, more flexibility, and more functionality than you’d expect. BONUS: NO Flood Zone! From the moment you step inside, you’ll notice the flow—multiple living areas that give you options, whether you need a dedicated family room, second lounge, or space to spread out and actually live. Natural light comes through with updated windows, giving the home a bright, comfortable feel throughout. The kitchen has been updated with solid cabinetry, granite countertops, and a clean backsplash, offering a functional layout with plenty of prep space and storage. Just off the kitchen, the laundry and utility area create a practical transition space connecting the garage to the rest of the home. The layout includes three comfortable bedrooms with updated flooring throughout. The main bathroom features updated tile work, and a second full bathroom—located off the garage and laundry area—adds flexibility and convenience for guests, projects, or everyday use. Step out back and the home really opens up. A large wood deck extends your living space outdoors, giving you plenty of room to grill, entertain, or relax. Just beyond that, a built-out fire pit area with string lighting is already in place—creating a space that’s ready to be used from day one. The backyard is fully fenced with white vinyl for privacy and low maintenance, and two storage sheds are included, offering extra room for tools, equipment, or storage. Mature trees provide shade and help define the space without taking away from usability. And then there’s the garage. More than just parking, this is a true workspace with additional power already in place, including 220V service, air line plumbing, and an updated electrical panel. Whether you’re into cars, tools, or need a functional work area, this setup delivers. This home strikes a balance between updates and authenticity—move-in ready without feeling like an overdone flip—giving you the opportunity to enjoy it as-is or make it your own over time. If you’ve been looking for a home with real functionality, flexible living space, and a garage that actually adds value… this is one worth seeing in person.
Major Systems & Updates -
Roof: Approx. 10 years old
HVAC: Approx. 8 years old
Water Heater: Approx. 1 year old
Electrical Panel: Updated in 2018
Windows: Hurricane-rated (updated)
Kitchen: Updated in 2018 (cabinets, counters, finishes)
Bathrooms: Updated in 2018
Flooring (bedrooms): Approx. 2 years old
Fence: Installed 2018, extended 2025
Deck: Built in 2020
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $259 | $259 | $259 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,987 | $2,096 | $2,743 |
| Total Monthly Payment | $2,320 | $2,429 | $3,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.