7325 HOLLY ROAD, Terra Ceia, FL, 34250 | $1,100,000

Imagine waking up surrounded by nature, launching your kayak from your own backyard, and ending each day with breathtaking sunsets from a private crow's nest overlooking Terra Ceia's untouched landscape.

Hidden on over 4. 5 acres with no close neighbors, this extraordinary retreat offers a lifestyle that's nearly impossible to duplicate. A private saltwater canal winds through the property, creating your own secluded kayak tunnel with access to Terra Ceia Bay for fishing, paddling, and exploring Florida's Gulf waters.

Inside, walls of windows blur the line between indoors and out, filling the home with natural light and panoramic views from nearly every room. Rich tongue-and-groove ceilings, wood-wrapped beams, crown molding, and thoughtfully selected finishes create a warm coastal feel that perfectly complements the surrounding landscape.

The open-concept living area is designed for gathering, featuring a beautifully appointed kitchen with quartz countertops, premium stainless steel appliances, a wine refrigerator, and seamless access to multiple outdoor decks. Upstairs, the primary suite serves as a peaceful retreat with its own fireplace, private balcony, oversized closet, spa-inspired bath, and spectacular views. An additional upstairs bedroom features a flexible ensuite layout, ideal for guests or extended family.

The oversized lower-level garage offers exceptional space for vehicles, boats, kayaks, paddleboards, fishing gear, and all the toys that come with Florida living.

Even better, this home is being offered fully furnished and may include kayaks, bicycles, and a UTV, allowing you to move in and immediately begin enjoying everything Terra Ceia has to offer.

Residents also have the opportunity to join the Village Improvement Association, providing access to a community boat ramp, kayak launch, pickleball courts, waterfront park, pavilion, fire pit, and year-round community events.

This isn't simply a home. It's a private Florida retreat where nature, adventure, and relaxation become part of everyday life.

Features

  • Amenities: Clubhouse, Park, Pickleball Court(s), Playground
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Custom, Elevated, Key West
  • Year Built: 2000
  • Garage: 4-car Boat, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Oversized, Tandem, Under Building
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,165
  • Acreage: 4.55
  • Est. Taxes: $10,583
  • Lot Desc: FloodZone, Historic District, In County, Level, Oversized Lot, Private, Street Dead-End
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Palm View Elementary
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
  • MLS#: A4688524
  • Days on Market: 98 days
  • Website: https://www.raveis.com
    /eprop/A4688524/7325hollyroad_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/12/2026 3:33:35 PM)
Listing courtesy of LESLIE WELLS REALTY, INC.   Phone: 941-776-5571

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7325 HOLLY ROAD, Terra Ceia, FL, 34250

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $882 $882 $882
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,206 $5,347 $7,426
Total Monthly Payment $6,213 $6,354 $8,433

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.