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$15, 000 PRICE IMPROVEMENT! BUYER CAN TAKE THIS IN THE FORM OF A PRICE DROP OR GET SELLER CONCESSIONS! Life is changing in all the right ways for the seller—she's getting married and combining households—which means opportunity knocks for you. Welcome to Garden Lakes, one of the most desirable and centrally located communities in Palm Beach Gardens. This beautifully renovated 3-bedroom, 2. 5-bath townhome offers the perfect balance of style, function, and convenience in a pet-friendly community with low HOA dues. Just one year ago, this home underwent a full renovation, and the attention to detail truly shows. From the moment you step inside, you'll notice the completely reworked flooring (professionally leveled and upgraded with high-quality laminate), along with all-new custom cabinetry throughout the kitchen and bathrooms, premium hardware, modern fixtures, and a full suite of updated appliances. The kitchen opens seamlessly into the main living space, creating an ideal layout for both everyday living and entertaining. Upstairs, the primary suite has been thoughtfully redesigned with custom tile work, an elevated shower ceiling, dual privacy doors separating the bedroom and bath, and sleek, custom-built closets. Throughout the home, you'll also find new trim, updated outlets, and numerous mechanical upgrades that provide both comfort and peace of mind. A flexible floor plan includes a first-floor third bedroom with a solid-core door and full-size closet—perfect for guests, a home office, or multi-generational living. Major updates include: • Hot water heater replaced and upgraded to 40G (Apr 2026) • A/C replaced (Nov 2022) • Roof replaced (2016) with updated insulation and topping (2019). The seller approached this renovation with a meticulous, no-shortcuts mindset—saving you the time, effort, and stress of doing it yourself. Enjoy assigned parking spaces #14 and #18, with additional parking available. Ideally located just minutes from The Gardens Mall, Downtown at the Gardens, Legacy Place, and Midtown—with easy access to I-95, the Turnpike, Palm Beach International Airport, championship golf, and some of South Florida's best beaches. Move-in ready, fully upgraded, and perfectly located—this is the one you've been waiting for. Schedule your private showing today. (Full renovation details available in documents. )
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $355,920 | $355,920 | $355,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $498 | $498 | $498 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,132 | $2,220 | $2,932 |
| Total Monthly Payment | $2,705 | $2,793 | $3,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.