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Presented by
The MCM Team |
1143 LANCER LANE, Tarpon Springs, FL, 34689 | $385,000
Tucked away on a quiet street in the hidden treasure community of Loch Haven, this charming 3 bedroom two bathroom Tarpon Springs home radiates warmth and comfort in every room. The inviting family room serves as a wonderful gathering space, featuring a large bay window, easy-care laminate flooring, and sliding glass doors that lead out to an enclosed porch perfect for entertaining. The well-equipped kitchen offers a convenient pass-through to the porch, a breakfast bar and opens into a formal dining room, where a picture window framed with custom treatments allows natural light to fill the space.
For the owners, the private master suite provides a peaceful retreat, highlighted by rustic sliding barn doors that open to a beautifully finished en-suite with a tiled shower, dual sinks, and a walk-in closet. The functional layout also includes a convenient laundry room with a utility sink and extra storage, providing easy access to the garage. Outside, the large fenced backyard serves as a private oasis with a dedicated garden area and a shaded fire pit, offering the perfect backdrop for your landscaping dreams.
This home is a true gem featuring a 2012 HVAC system, a newer garage door, roof 2022 and water heater 2024. Its prime location puts you just minutes from downtown Tarpon Springs, the historic Sponge Docks, local beaches, and Fred Howard Park. Best of all, this property requires NO FLOOD INSURANCE.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 81 x 143
- Laundry: Inside, Laundry Room
- Year Built: 1974
- Garage: 2-car Boat, Garage Door Opener, Parking Pad
- Heating: Central, Electric
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 1,779
- Acreage: 0.27
- Lot Size: 81 x 143
- Est. Taxes: $3,657
- HOA Fee: $120 Annually
- Lot Desc: City Lot, Near Golf Course, Oversized Lot, Private, Sidewalk
- Elem. School: Sunset Hills Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: TB8490276
- Days on Market: 38 days
- Website: https://www.raveis.com
/prop/TB8490276/1143lancerlane_tarponsprings_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The MCM TeamSales Associate
203.733.7006
TheMcCarthyGroup@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1143 LANCER LANE, Tarpon Springs, FL, 34689
$385,000
The MCM Team
Sales Associate
William Raveis Real Estate
Phone: 203.733.7006
TheMcCarthyGroup@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $305 | $305 | $305 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,773 | $1,972 | $2,558 |
| Total Monthly Payment | $2,153 | $2,352 | $2,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388