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16026 SURREY DRIVE, Hudson, FL, 34667 | $239,900
Under contract-accepting backup offers. Situated on a fully fenced corner lot in Hudson, Florida, this well-maintained 3-bedroom, 2-bath home offers space, character, and peace of mind with a remarkably low HOA of just $10/month in the friendly Viva Villas Civic Association. NOT in a flood zone (X500), this home stayed high and dry through the 2024 hurricane season and extra insurance is not required. Step inside to a huge living room featuring soaring vaulted ceilings and a stunning wood-burning fireplace with dramatic floor-to-ceiling stonework. A large sliding glass door draws you out to your private outdoor retreat: a fully screened 277-square-foot lanai (19'9" x 14') built to housing standards, making it a true candidate for conversion into additional living space. Complete with a ceiling fan, it's perfect for morning coffee, evening entertaining, or simply enjoying Florida's legendary weather year-round. The master bedroom suite offers a true retreat with an en-suite bathroom and a generous walk-in closet. Two additional bedrooms provide flexibility for guests, hobbies, or a home office setup. The dining room is currently configured as an office, giving you options right from day one. Outside, the fully fenced corner lot is framed by lush, mature landscaping and offers dedicated gardening space for those with green thumbs. Sidewalks throughout the community add to the walkable, welcoming feel. And don't overlook the storage: this home features three attic spaces, one above the lanai, one above the garage, and one accessible through the hall closet. All of this just minutes from Hudson Beach, SunWest Park's stunning spring-fed lake and white sand beach, Sam's Beach Bar, Skeleton Key Marina, and the legendary Gulf sunsets that make Pasco County's Nature Coast one of Florida's best-kept secrets. Tampa International Airport is just 40 miles south. Updates & Improvements:
- 2017: New roof and HVAC system.
- August 2021: New water heater, water softener, and water filtration system.
- March 2022: New garage door opener and tracks.
- April 2022: Full interior paint; new flooring in living room and bedrooms.
- June 2022: Full exterior paint.
- July 2022: Fireplace updated.
- February 2024: New high-impact hurricane windows with transferable warranty.
- February 2026: All interior doors, baseboards, and trim repainted.
- All lighting and ceiling fans updated (excluding lanai ceiling fan).
- Newer garbage disposal.
Features
- Amenities: Basketball Court, Park
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Garage
- Style: Contemporary
- Year Built: 1980
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,548
- Acreage: 0.2
- Est. Taxes: $1,738
- HOA Fee: $120 Annually
- Lot Desc: Level, Sidewalk
- Elem. School: Hudson Primary Academy (K-3)
- Middle School: Hudson Academy ( 4-8)
- High School: Hudson High-PO
- Pet Policy: Cats OK, Dogs OK
- Appliances: Electric Water Heater, Range, Range Hood, Refrigerator
- MLS#: W7884522
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/W7884522/16026surreydrive_hudson_fl?source=qrflyer
Listing courtesy of LISTINGSFOR1.COM Phone: 352-358-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16026 SURREY DRIVE, Hudson, FL, 34667
$239,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $145 | $145 | $145 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,151 | $1,197 | $1,581 |
| Total Monthly Payment | $1,371 | $1,417 | $1,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388