Tucked away on approximately . 40 peaceful acres in the Town of Wallkill, just outside the City of Middletown, 331 Highland Ave Ext offers the perfect blend of charm, comfort, and affordability. Located in the Middletown School District, this lovingly maintained 2-story home features just under 1, 000 square feet of bright and inviting living space, along with a spacious approximately 770-square-foot detached 2-bay garage at the end of a long paved driveway, offering ample room for vehicles, storage, or hobbies. Step inside to an open and sun-filled main level where the windows bring in an abundance of natural light, highlighting the hardwood floors and warm, welcoming living space. The main floor includes a convenient half bath, kitchen area, and easy access to the quaint backyard with garden space, perfect for enjoying the outdoors. Upstairs, the generously sized bedroom provides enough space for both a comfortable sleeping area and a small home office setup, and is complete with a full ensuite bath. With a newer roof and water heater already in place, this home has been thoughtfully updated and cared for. Enjoy easy, low-maintenance living with municipal water, sewer, natural gas, and low taxes, all while being just 3 miles from the local train station and moments from the shopping, dining, and entertainment of Middletown. With quick access to major highways and all the beauty of the Hudson Valley close by — including wineries, distilleries, hiking and biking trails, rivers, and lakes — this is a wonderful opportunity for a first-time buyer, commuter, or anyone ready to trade renting for ownership.
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Our Executive Mortgage Banker:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,200 | $207,200 | $207,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $302 | $302 | $302 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,226 | $1,293 | $1,692 |
| Total Monthly Payment | $1,603 | $1,670 | $2,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.