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See Public Remarks Addendum Welcome to 18 Chester St, where classic character meets modern convenience in this beautifully maintained and move-in-ready home. Originally built in 1939 and completely rebuilt to the studs in 2004, this exceptional property was sold as new construction in 2005 and has been lovingly updated and meticulously cared for ever since. Offering a flexible 3-4 bedroom layout and 2 full bathrooms, the home features a bright semi-open floor plan designed for today's lifestyle. The updated kitchen includes expanded pantry cabinetry, refreshed countertops and hardware, and opens seamlessly to the main living and dining areas-perfect for both everyday living and entertaining. Every bedroom features customized closets, including a spacious walk-in closet in the primary suite, providing exceptional storage and organization throughout. The fully finished lower level adds tremendous value and versatility with a full bathroom, kitchenette, and private exterior entrance-ideal for guests, a home office, gym, recreation room, or extended living space. Separate access creates endless possibilities to suit your needs. Recent owner improvements include conversion to natural gas, leased solar panels for improved energy efficiency (lease to transfer to buyer), sprinkler system with drip irrigation, retaining wall, fresh paint, updated flooring, and numerous thoughtful enhancements throughout the home. Step outside to a beautifully landscaped backyard offering space to relax, garden, and entertain. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this home combines charm, flexibility, and modern efficiency in one truly special package. A rare opportunity to own a meticulously maintained, move-in-ready home with space, versatility, and outstanding value. Schedule your private showing today.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Full Bath | Remodeled,Built-Ins,Granite Counters,Double-Sink,Tub w/Shower,Tile Floor | Upper |
| Living Room | Hardwood Floor | Main |
| Office | Ceiling Fan,Hardwood Floor | Main |
| Other | Full Bath,Laundry Hookup | Lower |
| Primary Bedroom | Remodeled,Vaulted Ceiling,Ceiling Fan,Walk-In Closet,Hardwood Floor | Main |
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William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $704 | $704 | $704 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,680 | $4,093 | $5,308 |
| Total Monthly Payment | $4,476 | $4,889 | $6,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.