13 Cardinal Circle, Barre Town, VT, 05641 | $349,000

Bright, open, and full of natural light, this Barre Town ranch offers the ease of one-level living, plus a finished lower level in a quiet, established neighborhood just minutes to shops, restaurants, and outdoor activities! Step inside to a warm, airy, and welcoming feel, with the main living area flowing seamlessly into the dining room and spacious kitchen, creating a layout that feels both connected and comfortable. Newer flooring throughout the first floor adds an updated feel, and with two bedrooms, a full bathroom, and laundry everything you need is conveniently on the main level. Downstairs, you'll enjoy over 1, 000 square feet of finished living space, including a spacious family room, an extra room that's perfect as a guest space, den or home office, and a 3/4 bathroom. The attached two-car garage offers plenty of room for vehicles and storage, with stairs to the basement mechanical room for added convenience. Sold as is, this property gives you a wonderful opportunity to add value and bring your own style and finishing touches to a space that already has so much to offer in terms of location, layout, and square footage! Ideally located minutes to downtown, parks, and schools, with convenient access to Montpelier and I-89. Outdoor lovers will also appreciate the close proximity to Millstone Trails and Barre Town Forest for walking, hiking, biking, snowshoeing, and disc golf!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 three-quarter
  • Style: Ranch
  • Year Built: 1986
  • Garage: 2-car Garage
  • Heating: Oil,Baseboard,Hot Water
  • Cooling: None
  • Basement: Finished,Full,Storage Space
  • Approx Sq. Feet: 2,294
  • Acreage: 0.3
  • Est. Taxes: $4,884
  • Lot Desc: Level,Open,Sloping,Neighborhood
  • Elem. School: Barre Town Elem & Middle Sch
  • Middle School: Barre Town Elem & Middle Sch
  • High School: Spaulding UHS #41
  • School District: Barre Unified Union School District
  • MLS#: 5081987
  • Website: https://www.raveis.com
    /prop/5081987/13cardinalcircle_barretown_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/12/2026
Listing courtesy of KW Vermont   Phone: 802-654-8500
Listing Agent: Templeton Real Estate Group

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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13 Cardinal Circle, Barre Town, VT, 05641

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $407 $407 $407
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,652 $1,719 $2,263
Total Monthly Payment $2,134 $2,201 $2,745

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.