13917 76TH TERRACE, Seminole, FL, 33776 | $755,000

Fantastic opportunity to own a beautifully maintained home in a highly desirable location—just a very short walk to the beach, yet FLOOD INSURANCE IS NOT REQUIRED. Tucked away at the end of a quiet dead-end street, this property offers exceptional privacy, abundant green space, and an oversized lot that is fully fenced—perfect for relaxing or entertaining.

Step inside to discover a true 3-bedroom, 2-bathroom home featuring a bright, open floor plan with carefree tile flooring throughout and an abundance of natural light. The flexible and spacious family room is the heart of the home, complete with a cozy wood-burning fireplace, vaulted ceilings and serene views of the large screened-in porch and lush backyard.

The primary suite is generously sized and includes a versatile bonus area—ideal for a home office, nursery, or private retreat. The oversized indoor laundry room is a standout feature, offering incredible storage, a dedicated workspace or craft area, and convenient access to the outdoors.

Additional highlights include a large screened-enclosed porch perfect for year-round enjoyment and a nicely finished garage with durable epoxy flooring. In addition to the convenience of the beach, the home is super convenient for great shopping, several schools and easy access to major roads. There is not an HOA, so rental opportunity is possible.

This home truly checks all the boxes—location, privacy, and functionality. Schedule your showing today before it's too late!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 117
  • Laundry: Inside
  • Year Built: 1983
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,980
  • Acreage: 0.27
  • Lot Size: 100 x 117
  • Est. Taxes: $11,030
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8491086
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/TB8491086/1391776thterrace_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 10:06:54 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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13917 76TH TERRACE, Seminole, FL, 33776

$755,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $604,000 $604,000 $604,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $919 $919 $919
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,617 $3,768 $4,932
Total Monthly Payment $4,628 $4,779 $5,943

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.