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Welcome to 374 Convex Lane, in the highly desirable Beacon Lake community of St. Johns County. This beautifully maintained home features the extensive landscaping that enhances the property, including several stunning palm trees that were carefully imported and professionally installed to create a unique Florida coastal feel in both the front and back yards. Inside, the home features a thoughtful custom fireplace bump-out that creates a warm and inviting focal point in the living space. The layout flows comfortably for everyday living while offering a welcoming environment for entertaining family and friends. Living in Beacon Lake means enjoying one of the most amenity-rich communities in St. Johns County. Residents have access to the impressive Lake House amenity center featuring a resort-style pool, fitness center, tennis and pickleball courts, playgrounds, and community gathering spaces. The centerpiece of the neighborhood is the 43-acre Beacon Lake itself, where residents can kayak, paddleboard, relax along the sandy beach, or enjoy the scenic boardwalk and walking trails. Location is another major highlight. Beacon Lake offers convenient access to Interstate 95, making commuting to both St. Augustine and Jacksonville simple and efficient. Whether you're heading to historic downtown St. Augustine, the beaches, or the employment centers of Jacksonville, you’re ideally positioned to enjoy the best of Northeast Florida living. This is a wonderful opportunity to own a meticulously cared-for home in one of the area's most sought-after communities. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,556 | $3,342 |
| Total Monthly Payment | $3,092 | $3,190 | $3,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.