5 Lapointe Street, Winooski, VT, 05404 | $433,000

Personality and character welcome you the moment you enter this sweet well-maintained Cape! The bright living room features a picture window, wall sconces, a gas fireplace and attractive built in bookshelves. A cozy den, also with built ins, offers an ideal space to relax, read a book or watch your favorite program. The eat in kitchen provides multiple storage cabinets, updated countertops, and engineered flooring. One bedroom and a full bath are on the 1st floor, while the 2nd floor offers two generous sized bedrooms and a half bath. Nostalgic glass doorknobs and natural wood paneling add to this home’s warm feeling. Hardwood flooring flows through the living room, den and 1st floor bedroom. The full basement provides abundant storage space and laundry facilities with washer and dryer. A large deck overlooks a backyard with lovely perennials just waiting to pop for spring! A convenient garden/tool shed is tucked within the fenced yard. Numerous improvements include a gas fireplace 2015, kitchen renovation 2016, 1st floor bathroom renovation 2017, new living room picture window and front door 2024, front roof re-shingled 2025, new carpeting 2025, new dehumidifier 2025. Drainage system w/new sump pump installed by Northern Basement Systems in back corner of basement 2025. New gutters within past 6 years. Close by are the bus line and I-89 for easy commuting. Richards Park and Gilbrook Nature Area nearby; Winooski’s River Walk, farmers’ market, shops & restaurants minutes away. Some rooms irregular. All dimensions approx.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Cape
  • Year Built: 1945
  • Heating: Natural Gas,Hot Air
  • Cooling: None
  • Basement: Concrete Floor,Full,Interior Stairs,Sump Pump
  • Approx Sq. Feet: 1,419
  • Acreage: 0.2
  • Est. Taxes: $7,755
  • Lot Desc: City Lot,Sidewalks
  • MLS#: 5081966
  • Website: https://www.raveis.com
    /prop/5081966/5lapointestreet_winooski_vt?source=qrflyer
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Listing courtesy of The Meehan Group, Inc.   Phone: 802-862-4858
Listing Agent: Jean Meehan

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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5 Lapointe Street, Winooski, VT, 05404

$433,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $346,400 $346,400 $346,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.794%
Monthly Tax Payment $646 $646 $646
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,077 $2,161 $2,830
Total Monthly Payment $2,798 $2,882 $3,551

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.