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Tucked among towering hemlock and pines, this inviting 3 season lakefront home feels like a treehouse overlooking the water. Originally built in the 1950s, the property blends classic lake house charm with modern touches, creating a peaceful and memorable retreat on quiet, serene Lake Winona. Set on more than an acre with 167 ft. of private waterfront, the home offers a rare combination of privacy, natural beauty, and direct lake access. A private sandy beach (depending on the season) invites swimming, relaxing, & lakeside fun, while expansive views of the water and surrounding foothills provide a stunning backdrop for everyday living. The home is ready to enjoy and has been used successfully as an ABNB. 3 bedroom, while another bedroom completes the home’s inviting accommodations. Step outside to discover multiple spaces for enjoying the outdoors. An elevated deck above the beach is perfect for grilling and gathering, while a lakeside patio at the water’s edge offers the ideal spot for morning coffee or sunset relaxation. Whether watching the sunrise, spotting wildlife including loons, or stargazing on clear nights, the setting offers endless moments of natural beauty. With its charm, privacy, and family-friendly layout, this Lake Winona retreat offers a unique opportunity to experience lake life. Purchase includes new dock. Layout is designed for comfort and connection. The kitchen opens seamlessly to the living and dining areas, creating a bright, welcoming gathering space. Large windows and a porch overlook the lake, filling the home with natural light and fresh breezes, while ceiling fans circulate cool air throughout the main floor. The primary bedroom feels like sleeping in a true treehouse-set among the treetops with a king-size bed in a cozy wood-paneled room surrounded by nature. A unique bunk room with a full bed and two twin beds offers a fun, flexible sleeping, while another bedroom completes the home’s inviting accommodations.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/14/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $836 | $836 | $836 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,301 | $5,756 | $7,972 |
| Total Monthly Payment | $6,262 | $6,717 | $8,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.