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1110 Creek Road, Albany, VT, 05845 | $289,000
1110 Creek Rd. , Albany, Vermont (Irasburg mailing address) C. 1863 Hand-Hewn Timber Frame Cape on 1. 89 Acres – Food Forest, Deep Energy Retrofit, Minutes to Craftsbury - Just 12 minutes from Craftsbury Outdoor Center and Craftsbury Common, this 1863 timber frame Cape blends historic Vermont character with a thoughtful energy retrofit and homestead-ready landscape. Exposed hand-hewn beams anchor the first floor, and nearly all interior wood was locally milled. Kitchen flooring reclaimed from the historic Craftsbury Inn ties the home to regional craft tradition. The three bedroom, 1-bath layout includes two living areas and an open kitchen/dining space with concrete counters, tile backsplash, live-edge bar, pantry, and updated appliances. Upstairs offers built-ins and a spacious second living area. A large walk-out basement provides storage, workshop, and utility space. Heating demand is ~3 cords/year through extensive energy renovations. Two woodstoves provide primary heat, with a high-efficiency propane backup (2025). Improvements include new concrete foundation with framed walk-out (2009), all new windows, doors, plumbing, on-demand hot water and electrical (2016), new drilled well with softening and filtration (2017), and updated siding with air/weather barrier, and dual driveways (2025). Set on 1. 89 acres, the land has been cultivated for beauty, food production, and self-sufficiency. 2, 400 SF of established no-till perennial gardens surround a thriving food forest and orchard with grapes, raspberries, blackberries, elderberries, blueberries, plums, pears, apples, Jerusalem artichokes, rhubarb, and medicinal plantings. A seasonal brook crosses the property, and a hand-built granite staircase leads to garden terraces and western pastoral views toward the Lords Creek valley. Bordered by 68 and 101 acre parcels, the setting offers privacy without large-acreage taxes. Town-maintained road, reliable winter access, and high-speed internet. Showings start 4/3/26
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 three-quarter
- Style: Antique,Cape,Farmhouse
- Year Built: 1863
- Heating: Space Heater,Wood Stove
- Cooling: None
- Basement: Concrete,Full,Interior Stairs,Storage Space,Basement Stairs
- Approx Sq. Feet: 1,320
- Acreage: 1.89
- Est. Taxes: $2,979
- Lot Desc: Agricultural,Open,Sloping,View,Rural
- Elem. School: Albany Community School
- Middle School: Albany Community School
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5081103
- Website: https://www.raveis.com
/prop/5081103/1110creekroad_albany_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/15/2026Listing courtesy of Parkway Realty Phone: 802-748-8169
Listing Agent: Maurice Chaloux
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1110 Creek Road, Albany, VT, 05845
$289,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $248 | $248 | $248 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,331 | $1,480 | $1,920 |
| Total Monthly Payment | $1,654 | $1,803 | $2,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484