4445 MILDRED BASS ROAD, St. Cloud, FL, 34772 | $450,000

Under contract-accepting backup offers. Come home to your perfect rural escape! This beautiful home is situated on 2. 6 +/- acres in South St. Cloud ideally situated and perfect for those who like to have animals, horses or, a private repair shop!
The survey in the MLS attachments. This spacious home features a brand new 4. 5 ton AC system with a 10-year
warranty (permitted), a new top-of-the-line LG kitchen appliance suite, newly refaced cabinets, new granite countertops in the kitchen and both bathrooms, new Luxury Vinyl Plank flooring throughout, new interior/exterior paint, brand new interior carpet, brand new premium Watershield 1. 5 cubic foot water filter, and the well was recently serviced with new jet leathers. Septic was also recently serviced and pumped! The roof was installed in 2017 (permitted).
The split floor plan features multiple living spaces, large bedrooms, a spacious primary bedroom, and an ensuite bathroom with an oversized jetted tub and double vanity. The 4th bedroom currently has two doors and two closets, which can be divided into a 5th bedroom. The garage has a fresh coat of Sherwin-Williams premium concrete paint and provides an additional 609 square feet of ice-
cold air-conditioned workspace, with plenty of space for two cars. Lastly, the freshly painted front porch offers nearly 200 square feet to enjoy
your peaceful Florida sunsets. The home and garage are in Flood Zone X. A northern portion of the land according to the survey, is Flood Zone A. Flag
The Shaped Lot has a beautiful, long driveway that leads to the home situated back from the main road.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,052
  • Acreage: 2.57
  • Est. Taxes: $5,029
  • Lot Desc: Farm, In County, Landscaped, Oversized Lot, Pasture, Street Dead-End
  • View: Trees/Woods
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: O6394514
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6394514/4445mildredbassroad_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 7:47:10 AM)
Listing courtesy of GOYAL & DECOSTER REALTY   Phone: 407-693-7403

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4445 MILDRED BASS ROAD, St. Cloud, FL, 34772

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $419 $419 $419
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,217 $2,273 $2,989
Total Monthly Payment $2,711 $2,767 $3,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.