9815 SW 92ND PLACE ROAD, Ocala, FL, 34481 | $242,500

UNIQUE, UPDATED & MOVE-IN READY – TURN-KEY HOME IN PREMIER 55+ COMMUNITY! BRAND NEW 2025 ROOF! Discover this beautifully customized Atwell model offering 2 bedrooms, 2 baths, and a 2-car garage in the highly sought-after On Top of the World community in SW Ocala. Perfectly positioned on a premium lot with green space to the side and expansive privacy in the rear, this home delivers both comfort and tranquility. Step inside to an open-concept layout with sightlines straight through to the outdoor living space—creating an inviting, airy feel from the moment you enter. The spacious great room (18x18) is perfect for relaxing or entertaining and opens to a brand-new 12x20 birdcage and paver patio (2022)—ideal for grilling or enjoying peaceful Florida evenings. The kitchen has been thoughtfully updated with new countertops, custom backsplash, deep sink, upgraded faucet, and gas appliances—making it both stylish and functional. Enjoy a split-bedroom floor plan for added privacy. The guest suite features brand-new LVP flooring and a fully updated bath with a granite vanity, comfort-height toilet, and modern finishes. The primary suite, tucked away in the rear, offers a large walk-in closet and an upgraded en suite bath with new granite vanity, step-in shower, and added storage. Additional highlights include: NO carpet – brand-new LVP in bedrooms, NO popcorn ceilings, Updated lighting and ceiling fans throughout, HVAC systems (2017 & 2019), Custom stacked stone landscaping and charming front porch. This home is being sold turn-key (excluding select personal items), making it truly move-in ready—just bring your suitcase and start enjoying the Florida lifestyle. The monthly HOA fee includes basic Spectrum cable, roof repair & maintenance, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, gated community and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.

Features

  • Amenities: Basketball Court, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 57 x 153
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Off Street
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,462
  • Acreage: 0.2
  • Lot Size: 57 x 153
  • Est. Taxes: $2,891
  • HOA Fee: $479 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM721708
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/OM721708/9815sw92ndplaceroad_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 7:47:10 AM)
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S   Phone: 352-479-0123

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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9815 SW 92ND PLACE ROAD, Ocala, FL, 34481

$242,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $194,000 $194,000 $194,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $241 $241 $241
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,194 $1,225 $1,611
Total Monthly Payment $1,510 $1,541 $1,927

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.