14130 ROSEMARY LANE, #4105, Largo, FL, 33774 | $175,000

Under contract-accepting backup offers. WELCOME HOME to this move-in ready 2-bedroom, 1. 5-bath ground-floor condo in the highly desirable 55+ Lakeview of Largo community, offering incredible lake, fountain, and clubhouse views! This unit is located in Phase 2 (buildings 4, 5, 6 only) and has no roof assessments - already completed and paid in full - major value advantage, offering added certainty with no upcoming roof expenses!

This light-filled unit offers an open layout with fresh paint, new baseboards, and wood-look waterproof, scratch-resistant luxury vinyl flooring. The kitchen features soft-close cabinetry, ample storage, breakfast bar, and room for a small dining table set. The primary suite overlooks the water with an en-suite bath, while the second bedroom is ideal for guests or office space. Both closets are finished with cedar panelling.

Key updates include HVAC (2019), refurbished water heater (2023), and a brand-new roof (2025) with the seller’s assessment fully paid. Milestone inspections are complete, reserves are fully funded, and recent community upgrades include fresh exterior paint, resurfaced walkways and parking, and new landscaping.

HOA is $568. 31/month and covers full Spectrum cable package (including HBO, Disney, Hulu, Peacock, and more), high-speed internet, water, sewer, trash, insurance, maintenance, management, and reserves - just pay electric. Community amenities include 3 pools (one heated), hot tub, clubhouse, library, shuffleboard, grilling areas, and an active social calendar. Laundry rooms with newer machines conveniently located on every floor.

Ideally located just minutes from shopping, dining, and about a mile to the Gulf beaches. No flood insurance required. Must own 2 years prior to leasing (190-day minimum). No pet community. Emotional support animals approved by HOA with required documentation. Schedule your private showing today!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Laundry, Maintenance, Pool, Storage
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Common Area, Corridor Access, Laundry Room, Same Floor As Condo Unit
  • Complex: LAKEVIEW OF LARGO
  • Year Built: 1973
  • Common Charge: $568 Monthly
  • Approx Sq. Feet: 880
  • Acreage: 7.3
  • Est. Taxes: $1,041
  • Lot Desc: Landscaped
  • View: Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: TB8493536
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/TB8493536/14130rosemarylane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 8:47:07 AM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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14130 ROSEMARY LANE, #4105, Largo, FL, 33774

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $140,000 $140,000 $140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $87 $87 $87
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $862 $884 $1,163
Total Monthly Payment $1,024 $1,046 $1,325

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.