455 HORSESHOE LOOP ROAD, Terra Ceia, FL, 34250 | $1,265,000

Under contract-accepting backup offers. Tucked away on one of Terra Ceia’s most unique and sought-after streets, this exceptional Horseshoe Loop estate captures what Old Florida living was always meant to be. Set on 5 private acres of mangrove forest and natural landscape, the property delivers complete seclusion while offering rare western-facing sunset views and sweeping 360-degree vistas of trees, sky, and water.

Behind a secured gated entry, a winding paver drive leads to a custom-built, three-level residence designed to endure the elements while embracing the outdoors. Built with intention and strength, the home features a 5V 50-year standing seam metal roof, Hardie board concrete siding, Trex decking, and custom wood-framed windows with metal accordion storm panels for the expansive glass openings.

Inside, a dramatic two-story foyer sets the tone. The main living level offers three bedrooms, including a primary suite, along with a grand kitchen anchored by a commercial-grade refrigerator, center island, and casual dining nook. Formal living and dining spaces open seamlessly to a 50-foot covered porch with rich wood ceiling accents—an ideal setting to take in coastal breezes and nightly sunsets.

Upstairs, a massive loft provides flexible living space, complemented by a full bath, fourth bedroom or office, and a skydeck showcasing panoramic views that stretch from the Sunshine Skyway Bridge to Tropicana Field, Bradenton, and Anna Maria Island.

The ground level is built for lifestyle and function. A six-plus car garage with soaring ceilings offers room for lifts, along with a deep boat bay, workshop, RV/camper storage, and ample space for a home gym, golf simulator, or serious gear storage. Outdoors, an oversized saltwater pool with expansive decking creates a true entertaining retreat.

Additional features include an electric dumbwaiter, a 1, 000 lb aluminum exterior lift for guests or furnishings, and a private well with irrigation.

With no deed restrictions and a strong sense of community through the Terra Ceia Village, this property offers both freedom and connection. This is a place where preservation matters, history is valued, and the pace of life slows just enough to enjoy it.

Escape the traffic. Escape the noise.
Five acres of Old Florida privacy, sunsets, and possibility—bring the fishing poles, the hammock, and yes, even the chickens.

Features

  • Elevator: Y
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Coastal, Custom, Florida
  • Year Built: 1995
  • Garage: 6-car Boat, Circular Driveway, Covered, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Open, Oversized, Parking Pad, Split Garage, Tandem, Under Building, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,298
  • Acreage: 5.04
  • Est. Taxes: $8,948
  • Lot Desc: Cleared, Conservation Area, Flood Insurance Required, FloodZone, In County, Landscaped
  • View: City, Garden, Park/Greenbelt, Trees/Woods, Water
  • Pool: Auto Cleaner, Child Safety Fence, Deck, Gunite, In Ground, Salt Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: A4688242
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /eprop/A4688242/455horseshoelooproad_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 9:36:06 PM)
Listing courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC   Phone: 941-737-1500

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NMLS Mortgage Loan Originator ID 16953

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455 HORSESHOE LOOP ROAD, Terra Ceia, FL, 34250

$1,265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,012,000 $1,012,000 $1,012,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.132% 6.259% 6.183%
Monthly Tax Payment $746 $746 $746
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,986 $6,149 $8,540
Total Monthly Payment $6,857 $7,020 $9,411

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.