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Short Sale. A SHORT SALE opportunity at an exceptional price!! Located in the desirable community of Victoria Oaks in DeLand, this beautifully built 2019 home offers 3 bedrooms and 2 bathrooms with thoughtfully designed living space. As you enter, you're welcomed by a bright and inviting atmosphere, featuring ceramic tiles throughout the main living areas, an open-concept layout combining the kitchen, living, and dining spaces, and high ceilings that enhance the sense of openness. The kitchen offers a large island, ample counter space, 36” cabinets, granite countertops, a breakfast bar and recessed lighting. The spacious primary suite overlooks the backyard and is privately situated on the opposite side of the home from the guest bedrooms. The ensuite bathroom features a walk-in closet, dual vanities, abundant cabinet storage, and a walk-in shower. Step through the sliding doors from the dining area to the enclosed patio, where you can relax and enjoy peaceful views with no rear neighbors and the additional paved area with a gazebo in the backyard provides the perfect space for small gatherings and entertainment. This home features smart technology, allowing you to easily control the temperature and lighting right from your smart device. The property also features a spacious laundry room and a two-car garage, perfect for parking and added storage.
It is ideally just a few minute’s walk to the community’s resort-style amenities, including a pool, fitness center, walking and biking trails, clubhouse, and more. Furthermore, you can enjoy the benefits of having a gym, internet, and cable all included in the low monthly HOA fees. Commuting is a breeze with nearby access to I-4 and historic downtown DeLand, easy access to shopping, dining, schools, and medical facilities, and the beaches are just a short 30-minute drive away. Submit your offer today and make this home your own!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $464 | $464 | $464 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,420 | $1,458 | $1,945 |
| Total Monthly Payment | $1,959 | $1,997 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.