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Welcome To Point Of Woods At Weatherstone Ridge! Well-Maintained 4-Bedroom, 2. 5 Bathroom Beautiful Colonial Located On A Quiet, Tree-Lined Street In The Village Of The Branch. The Main Level Features An Elegant Entry Foyer, Spacious Living Room, Formal Dining Room, And A Comfortable Den With An Exposed Brick Wall, Wood Burning Fireplace And Windows Overlooking The Private Backyard. The Kitchen Is Perfect For Entertaining With Ample Cabinetry, Granite Countertops, Breakfast Area, And Space For Casual Dining And Easy Access To The Outdoor Area, As Well As New Flooring. The Second Level Offers Four Generously Sized Bedrooms, Including A Primary Suite With A Large Private Full Primary Bathroom, As Well As A Newly Renovated Full Hallway Bathroom. Additional Home Amenities Include A Powder Room And Laundry Room On The Main Level, A Finished Basement And A Two-Car Garage. Recent Updates Include Kitchen Floors, New Windows Throughout, New Roof, New Pool Liner And More. Situated On A Level Half Acre, The Pristine Backyard Is Perfect For Relaxing Or Entertaining And Is Fenced In With A Patio And In-Ground Pool, New Liner And A Heated Salt-Water System. A Wonderful Opportunity To Own A Beautiful Home In A Highly Coveted Neighborhood, Close To All That Smithtown Has To Offer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,457 | $1,457 | $1,457 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,819 | $6,231 | $8,630 |
| Total Monthly Payment | $7,401 | $7,813 | $10,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.