Presented by
Bernardo Dorfman |
Excellent opportunity to own a two-family home in the Rye Neck School District. Located on a quiet residential street, this home offers both comfortable living and strong investment potential. The first-floor unit features two bedrooms, an eat-in kitchen, and a versatile third room that can be used as an additional bedroom, dining room or home office, offering flexibility to suit a variety of living needs. The second-floor unit features a comfortable living room, kitchen, one bedroom, and an additional versatile room that can be used as a second bedroom, dining room, or home office, offering flexible living space. This home also features a spacious lower level offering both finished and unfinished areas, providing excellent flexibility for recreation, storage or workshop space. The finished section includes a large open recreation area ideal for entertaining or relaxing, along with a full bathroom. Additional unfinished space offers abundant storage. The property features a very spacious, level backyard ideal for outdoor enjoyment and entertaining, complete with a patio area perfect for grilling and relaxing. Conveniently situated close to parks, shopping, restaurants, and Mamaroneck Train Station, this home offers easy access to major roadways and nearby amenities while maintaining a peaceful neighborhood setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
Sales Associate
William Raveis Real Estate
Phone: 239.250.5994
Bernardo.Dorfman@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $1,617 | $1,617 | $1,617 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,786 | $3,993 | $5,229 |
| Total Monthly Payment | $5,495 | $5,702 | $6,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.