43 NESS Circle, Saint Augustine, FL, 32095 | $660,000

This beautiful 5-bed, 4-bath Home w/ FLEX room is in the heart of Beacon Lake! It offers a refined coastal lifestyle, is just a short walk to the New K-8 Academy & Amenity Center & only minutes from shopping, dining & the beach. It features thoughtful upgrades like Wood-look tile flooring that flows through the main living areas & is complemented by large windows that flood the home with natural light. Upgraded lighting & custom trim work add a polished finish throughout, creating a bright & welcoming interior. The kitchen is designed to impress with a large quartz island, cabinetry with crown molding, tile backsplash, custom pantry with wood shelving, double oven & premium refrigerator. The open & inviting living room offers peaceful backyard views & serves as a seamless gathering space for family & guests. The relaxing primary bedroom features a spacious walk-in closet & luxurious en suite w dual vanities, tiled walk-in shower & separate garden tub. Additional highlights include a 3 car tandem garage with mini split A/C, under-stair storage & wood-tread stairs leading to the generously sized secondary bedrooms. You'll love the "drop" zone with extra storage to keep everyone organized! Outdoor living shines with a screened paver lanai & extended patio, spacious backyard w plenty of room to play & a charming front porch with beautifully maintained yard. Residents of Beacon Lake enjoy resort-style amenities including pools, sports courts, a fitness center & more! This home is conveniently located just a short walk to the amenity center & Lakeside Academy and is zoned for top-rated schools including Beachside High School. Shopping, dining & beaches are just minutes away, offering the perfect combination of lifestyle & convenience!

Features

  • Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)Sidewalks
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 53x121
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup
  • Style: Traditional
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,865
  • Acreage: 0.15
  • Lot Size: 53x121
  • HOA Fee: $71 Annually
  • Elem. School: Lakeside Academy
  • Middle School: Lakeside Academy
  • High School: Beachside
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2131914
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/2131914/43nesscircle_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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43 NESS Circle, Saint Augustine, FL, 32095

$660,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $528,000 $528,000 $528,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,123 $3,294 $4,349
Total Monthly Payment $3,215 $3,386 $4,441

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.