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Discover the charm of coastal living with this turn-key New England summer cottage, ideally situated between Stonington and Mystic-just one mile outside the borough. This beautifully maintained home offers the perfect blend of comfort, convenience, and classic seaside appeal. Fully furnished and ready for immediate enjoyment, the cottage features a serene bedroom with a king-size bed and a welcoming living room complete with a queen-sized trundle-style pullout sofa-perfect for hosting guests. Linens are thoughtfully included, making your move-in seamless. The home is equipped with a washer and dryer for everyday ease, along with a private driveway and a one-car garage for added convenience. A furnished three-season room provides the perfect spot to relax with morning coffee or unwind after a day by the water. Step outside to enjoy a spacious, professionally landscaped yard-ideal for entertaining, gardening, or simply soaking in the coastal breeze. Available June 1 through September, this inviting cottage is perfect for a summer retreat or an extended coastal escape in one of Connecticut's most desirable shoreline locations.
| Type | Level |
|---|---|
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,200 | $3,200 | $3,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $19 | $20 | $26 |
| Total Monthly Payment | $94 | $95 | $101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.