3055 SPIRO Circle, Jacksonville, FL, 32246 | $1,759,000

Welcome to 3055 Spiro Circle, where a standard spec home has been transformed into a fully customized masterpiece. Situated within the prestigious gated community of Tamaya, this estate offers the rare opportunity to skip the build time and step directly into a home where every detail has been meticulously maxed out by the current owners alongside a professional interior designer. From the moment you enter, high-quality ceramic floor tile, custom paint, and elevated custom trim work set a tone of sophisticated luxury. The entire home has been thoughtfully enhanced with custom window treatments and wired automated electric shades on all windows. The heart of the home is a true Chef's Kitchen, boasting upgraded quartz countertops, professional-grade Z-Line appliances, ceiling-height wall cabinets, a built-in spice rack, soft-close upgraded cabinetry, and a massive walk-in pantry. The bathrooms perfectly match this elevated standard with upgraded mirrors and premium vanities. Entertaining and daily living are a breeze with a dedicated, large first-floor office and an expansive first-floor game room. The living area centers around a beautiful fireplace accented with custom wood trim. Both the living room and the game room feature mounted custom picture TVs that will stay with the home, and the pool table is entirely negotiable. Upstairs, you will find a spacious primary suite highlighted by an oversized walk-in closet, alongside a versatile loft space that is conveniently pre-plumbed for a wet bar. For maximum connectivity, the home is fully wired for cable and data in every bedroom, office, game room, and loft. While the interior is stunning, the backyard is an absolute showstopper. Overlooking a serene preserve view, the owners have created a private, resort-style sanctuary. The centerpiece is a gorgeous one-year-old pool and spa surrounded by elegant new travertine marble hardscaping. A massive covered lanai provides the perfect shaded retreat and is already roughed-in with utilities for your dream outdoor kitchen. For ultimate convenience, there is a dedicated pool half-bath complete with its own HVAC, while brand-new fencing ensures complete privacy for your outdoor oasis. The hidden value in this home is staggering. The property features two A/C units with Nest thermostats, dual gas tankless water heaters, and upgraded light fixtures and ceiling fans throughout. Both garage spaces boast durable Shark Coating, a stainless steel utility sink, and a convenient main water shut-off valve. The laundry room is plumbed for both gas and 240v, and the home is pre-plumbed for a whole-house water filter and softener. Exterior upgrades include buried PVC pipes under the driveway and sidewalk for easy landscape lighting installation, plus thoughtfully placed electrical outlets in the soffits.

Features

  • Amenities: Pool, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 5
  • Baths: 3 full / 2 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Lower Level
  • Style: Multi Generational
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,016
  • Acreage: 0.24
  • Est. Taxes: $21,898
  • HOA Fee: $200 Annually
  • View: Protected Preserve, Trees/Woods
  • Pool: In Ground, Salt Water
  • Appliances: Dishwasher, Disposal, Double Oven, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
  • MLS#: 2137708
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /eprop/2137708/3055spirocircle_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3055 SPIRO Circle, Jacksonville, FL, 32246

$1,759,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,407,200 $1,407,200 $1,407,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $1,825 $1,825 $1,825
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,212 $8,550 $11,875
Total Monthly Payment $10,162 $10,500 $13,825

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.