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251 Garfield Street, Freeport, NY, 11520 | $799,000
SELLER IS MOTIVATED!!! PRICE REDUCTION!!! Welcome to 251 Garfield Street, a rare waterfront retreat nestled in the heart of Freeport’s sought-after canal community. This beautifully maintained hi-ranch offers the perfect blend of coastal charm, modern comfort, and an unbeatable boating lifestyle. Set on a quiet cul-de-sac, this 3-bedroom, 2-bath home invites you in with sun-drenched living spaces, an open and airy layout, and effortless indoor-outdoor flow. The upper level features a bright living room, an updated kitchen designed for both everyday living and entertaining, and a dining area overlooking tranquil water views. Step outside and experience what truly sets this home apart—your own private waterfront oasis. With a newer bulkhead and direct canal access, you can dock your boat just steps from your door and be out on the open water in minutes. Whether you're hosting summer gatherings, enjoying peaceful sunsets, or embracing the boating lifestyle, this backyard delivers. The lower level provides additional flexible living space—perfect for a den, guest suite, home office, or recreation area—adding versatility to suit your needs. Additional highlights include: • Quiet cul-de-sac location with minimal traffic • Move-in ready condition • Strong elevation and classic hi-ranch design • Prime proximity to marinas, dining, shopping, and beaches This is more than a home—it’s a lifestyle. Waterfront opportunities like this are limited, making 251 Garfield Street an exceptional offering for those seeking the best of Long Island living. Don’t miss your chance to own a piece of Freeport’s coveted waterfront.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Style: Hi Ranch
- Year Built: 1977
- Garage: 1-car
- Heating: Baseboard, Oil
- Cooling: Central Air
- Approx Sq. Feet: 1,702
- Acreage: 0.12
- Est. Taxes: $14,317
- Lot Desc: Cul-De-Sac, Views, Waterfront
- View: Water
- Water Front: Yes
- Elem. School: Leo F Giblyn School
- Middle School: John W Dodd Middle School
- High School: Freeport High School
- School District: Freeport
- Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Stainless Steel Appliance(s), Washer, Oil Water Heater
- MLS#: 977863
- Days on Market: 40 days
- Website: https://www.raveis.com
/prop/977863/251garfieldstreet_freeport_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
251 Garfield Street, Freeport, NY, 11520
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $1,193 | $1,193 | $1,193 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,828 | $3,988 | $5,219 |
| Total Monthly Payment | $5,113 | $5,273 | $6,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535