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Welcome to this beautifully maintained brick ranch home in West Babylon, ideally situated on a quiet, tree-lined street in the heart of town. Offering approximately 1, 287 square feet of single-level living, this home blends classic ranch-style design with modern updates and timeless appeal. Step inside to a warm and inviting living room with a wood-burning fireplace, perfect for cozy evenings and effortless entertaining. Hardwood floors throughout add character and continuity, enhancing the home’s classic charm. The eat-in kitchen with granite countertops is both functional and stylish, featuring modern appliances including a dishwasher, microwave, and oven—ideal for everyday living and hosting. This home offers three spacious bedrooms and one full bathroom, thoughtfully laid out for comfort and convenience. Central air conditioning ensures year-round comfort. The full basement with outside entrance provides excellent additional space, offering endless potential for storage, recreation, or future finishing. Enjoy outdoor living in the large, private backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. Conveniently located near public transportation, shopping, dining, and major roadways, and situated within the highly regarded West Babylon School District, this move-in ready ranch is an exceptional opportunity for homeowners seeking comfort, convenience, and long-term value.
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Our Executive Mortgage Banker:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,098 | $1,098 | $1,098 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,046 | $3,169 | $4,185 |
| Total Monthly Payment | $4,236 | $4,359 | $5,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.