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Presented by
Kevin Sexton |
Welcome to this beautiful expanded ranch with high vaulted ceilings and a thoughtfully designed open floor plan. This home features recessed lighting, a newer roof (2018) and windows, front door and Anderson Slider, a water heater that is only 4 years young, ensuring modern amenities for your comfort. The 200 amp electrical system and central air conditioning provide reliability and efficiency, while the cozy wood burning stove adds warmth during colder months. Your dream kitchen awaits, complete with new quartz countertops and appliances installed just 3 years ago! The exterior boasts low maintenance vinyl siding, enhancing curb appeal and reducing upkeep. This home includes 3 spacious bedrooms and 2 bathrooms, featuring a recently updated primary bathroom that combines style and comfort. A possible 4th bedroom with outside entrance and Bay window. Outdoors, you'll find 3 sheds, two of which are situated on concrete slabs, offering ample storage space. Enjoy evenings around the built in firepit, or relax in the privacy of your fenced yard. Additionally, the property includes a carport as part of the sale and a 10 zone wifi sprinkler system to keep your outdoor space lush and green. Conveniently located just 8 minutes from Uncle Giuseppe’s, 10 minutes from Trader Joe’s and mere minutes from the Port Jefferson ferry and train station, this home offers easy access to shopping, dining and transportation. Property Condition: OUTSTANDING!! Features include insulated doors and solar panels owned and transferrable for energy efficiency. Don't miss this opportunity to make this stunning ranch your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,888
REALTOR
William Raveis Real Estate
Phone: 781.640.1484
Kevin.Sexton@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,910 | $439,910 | $439,910 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $940 | $940 | $940 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,567 | $2,673 | $3,565 |
| Total Monthly Payment | $3,599 | $3,705 | $4,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.