45 WOODFIELD DRIVE, Palm Coast, FL, 32164 | $344,000

Welcome to 45 Woodfield, a move in ready home just four years old in Palm Coast's desirable W section offering easy, low maintenance living in one of the City's most sought after communities AND NOT IN A FLOOD ZONE! Set within the well-kept Pine Lakes area, known for its friendly neighbors and manicured streets, this home gives you that "new Build" feel without the wait. With 3 bedrooms and 2 full bathS, the inside offers an open, modern layout with a comfortable great room that flows into the dining area and the kitchen, ideal for everyday living and entertaining. The split bedroom floor plan provides privacy with a generous primary suite on one side and two guest bedrooms with a shared bath on the other. Because this home is only 4 years old, it offers newer systems, a solid roof and contemporary finishes, so you can move right in and start enjoying the Palm Coast lifestyle. The kitchen has all appliances including a coveted gas range. The home also has a whole house generator for peace of mind and a whole house water treatment system and a Shed for extra storage in the backyard to store your . The flooring is also low maintenance with vinyl in the main living area, tile in the bathrooms, and primary bedroom and one guest bedroom. The garage floor also has vinyl. Step out the back sliding glass door to the very large (360 square feet) screened porch to enjoy the outdoors.
St. Augustine, the Nation's oldest city, is only 1/2 hour away and so is Daytona Beach, home of Daytona International Speedway and Bike week. There are airports in Daytona, Sanford, St. Augustine, Jacksonville and Orlando. Orlando theme parks are only one and a half hour away. The City of Palm Coast has been recognized by two national publications for being one of the "7 Best Places to Retire" and is also among "America's 50 Best Cities to Live". CALL TODAY for your appointment.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,413
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,190
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Whole House R.O. System
  • MLS#: FC317306
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/FC317306/45woodfielddrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 11:49:18 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

45 WOODFIELD DRIVE, Palm Coast, FL, 32164

$344,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $275,200 $275,200 $275,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $349 $349 $349
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,694 $1,738 $2,285
Total Monthly Payment $2,118 $2,162 $2,709

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.