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Come see this beautifully maintained 2 bedroom, 2 bathroom second floor condo in desirable Pine Ridge in Palm Harbor. This unit boasts an open concept with plenty of natural light in the spacious living room connecting to the north facing lanai for morning coffee or evening relaxing. The primary bedroom has an en-suite bathroom and walk-in closet for convenience and privacy. The second bedroom has several possibilities as a bedroom, hobby space, or maybe an office. This home also has a full laundry room. The location is close to the pool, spa, shuffleboard courts and clubhouse, or take a walk on the trail. Pine Ridge is close to shopping, dining and the Gulf coast beaches at Honeymoon Island or Caladesi Island State Parks. Schedule a visit to the 55 plus community of Pine Ridge and see this beautiful home, which could be your new winter get-a-way or permanent home in sunny Florida.
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Our Executive Mortgage Banker:
Our Insurance Division:
$183,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $147,120 | $147,120 | $147,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $230 | $230 | $230 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $870 | $906 | $1,192 |
| Total Monthly Payment | $1,175 | $1,211 | $1,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.