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Flexible home in the heart of Ridgefield featuring a separate living space for an in-law unit or potential extra income. Just steps from downtown Ridgefield amenities and schools, this well-maintained home offers a front unit and rear unit with separate entrance, full kitchens, baths, and laundry. The rooms are large, easily updated and great for family gatherings. Front unit includes: 3BRs upstairs, 1 oversized bath connected to primary BR (potential to split into 2 baths) and main level laundry room that can be converted to a 1/2 bath. Rear unit includes: 4BR upstairs (one could be a great home office), 1 full bath that can easily be enlarged, eat-in kitchen that has space for a 1/2 bath and newly refinished hardwood floors. The house sits proudly on a corner lot that is flooded with light from the multiple (new) windows on all sides. The basement and attic are full height/walk-out and span the full size of the house. The electric service is separately metered, there are two oil tanks and the home is connected to town water and sewer. Very versatile property with many possibilities, or convert it into a spectacular, in-town dream home. Don't miss out!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Engineered Wood Floor | 12.0 x 14.0 | Upper |
| Bedroom 2 | Ceiling Fan,Engineered Wood Floor | 9.0 x 14.0 | Upper |
| Bedroom 3 | Hardwood Floor | 9.0 x 16.0 | Upper |
| Bedroom 4 | Ceiling Fan | 12.0 x 15.0 | Upper |
| Bedroom 5 | Ceiling Fan,Hardwood Floor | 12.0 x 14.0 | Upper |
| Bedroom 6 | Upper | ||
| Dining Room | Hardwood Floor | 14.0 x 15.0 | Main |
| Family Room | Built-Ins,Ceiling Fan,Hardwood Floor | 13.0 x 14.0 | Main |
| Kitchen | Island | 13.0 x 16.0 | Main |
| Kitchen | 15.0 x 17.0 | Main | |
| Living Room | Ceiling Fan,Wall/Wall Carpet | 13.0 x 17.0 | Main |
| Living Room | Hardwood Floor | 12.0 x 14.0 | Main |
| Office | Hardwood Floor | 8.0 x 10.0 | Upper |
| Primary Bedroom | Ceiling Fan,Engineered Wood Floor | 11.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $767,200 | $767,200 | $767,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $712 | $712 | $712 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,237 | $4,600 | $6,371 |
| Total Monthly Payment | $5,041 | $5,404 | $7,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.