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WATERFRONT LIVING WITHOUT THE WORRY – FULLY UPGRADED & MOVE-IN READY
Welcome to this beautifully updated Gulf access waterfront home in sought-after Gulf Harbors, where boating lifestyle meets peace of mind. Located on a quiet canal just minutes to open water, this property offers the rare combination of turnkey condition and major system upgrades, something few homes in this price range can match.
Step inside to discover a bright, modern interior featuring full 2x4 marble look tile throughout, delivering both upscale aesthetics and exceptional durability deal for waterfront living. The home has been thoughtfully improved with flood conscious construction, including cement board along the lower interior perimeter, offering added resilience and easier maintenance.
Outside is where this home truly shines. The seawall has been professionally repaired and well maintained, giving buyers confidence and eliminating one of the biggest concerns in waterfront ownership. Whether you’re docking your boat, fishing off your backyard, or enjoying sunset views, this property is fully equipped for the Florida boating lifestyle. If that wasn't enough, there's a private beach for your enjoyment at $200 a year.
Additional upgrades include a new high efficiency heat pump and air handler, ensuring comfort, energy efficiency, and no near term capital expenses. Every major component has been addressed allowing you to simply move in and enjoy. Even the garage has a condensing unit to keep any storage materials cool on those hot days.
Perfectly suited for year round living, a seasonal retreat, or an income producing rental, this home stands out as a low maintenance, high enjoyment waterfront opportunity.
Highlights:
* Gulf deep access canal with quick access to open water for a sail/large yacht
* Professionally repaired and well maintained seawall
* Full consistent one look large tile flooring throughout (no carpet/laminate)
* Flood conscious interior upgrades
* New heat pump & air handler
* Turnkey condition with modern finishes
This is more than just a waterfront home, it’s a smart, secure investment in the Florida lifestyle.
Seller is motivated!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $643 | $643 | $643 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,055 | $2,167 | $2,850 |
| Total Monthly Payment | $2,773 | $2,885 | $3,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.