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Great opportunity in District 2 on a private, nearly one-acre lot. This 3BR/2BA home provides a functional, classic ranch layout with plenty of space both inside and out. Featuring a large kitchen with ample countertop space and room for a dining table, a generous living room with wood-burning fireplace, and a versatile flex room ideal for formal dining, home office, or playroom. The laundry room and garage are conveniently located just off the kitchen. Opposite the living areas you will find the bedrooms including a primary with an ensuite full bath. The additional bedrooms share a bathroom featuring a recently updated tiled tub/shower and spacious vanity. Enjoy outdoor living with covered front and back porches, a fenced yard, and an in-ground pool with a separate safety fence. A large outbuilding/garage with electricity provides excellent storage or workshop potential. Situated on a quiet street with no HOA, this property has a peaceful, country-like setting while still being conveniently located near shopping, dining, and major interstates. Zoned for Oakland Elementary and Boiling Springs Middle and High School. Home is being sold as-is with a one year American Home Shield Complete warranty, presenting a fantastic opportunity to make it your own.
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Our Executive Mortgage Banker:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,331 | $1,385 | $1,848 |
| Total Monthly Payment | $1,501 | $1,555 | $2,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.