23100 SE HIGHWAY 42, Umatilla, FL, 32784 | $1,150,000

PRICED BELOW APPRAISAL of $1, 328000!
An estate home quietly set off a private drive for added privacy on 11. 27 acres near Umatilla, FL.
Featuring five bedrooms, five ensuite bathrooms, plus two half baths, this home welcomes you to tranquility among mature oak trees, pastures, and an expansive front porch where you can relax and enjoy the swing.
As you walk in, you are greeted by a beautifully updated home with 3, 879 sq ft of living space and over 7, 300 sq ft under roof. This home was extensively renovated in 2021 with a new roof, PEX plumbing, and premium flooring throughout. The kitchen and all five ensuite bathrooms are modern and thoughtfully designed.
The primary suite offers true luxury, featuring built-in closets and a cozy sitting area. The ensuite bathroom is elegant, with double sinks, lighted mirrors, a walk-in shower with multiple shower heads, a private water closet, and a custom walk-in closet.
The chef’s kitchen features a six-burner propane stove with a pot filler, a dedicated coffee bar, farmhouse sink, stainless steel appliances, and beautiful Calacatta quartz countertops with a large island where guests can gather.
This open-concept home flows seamlessly into the living room, complete with a fully functional wood-burning fireplace, double sliding glass doors, and views of the pool and lanai area. Outside, you’ll find a 9-foot-deep sparkling pool with a rock water feature.
Want to watch a movie? Step into the family room, slightly tucked away, which also includes an alcove ideal for an office space. The oversized laundry room features newly installed cabinetry and outdoor access.
Property highlights include a new 720 sq ft pole barn, irrigated garden, mature fruit trees, and pens for chickens, sheep, and pigs. The robust infrastructure includes a 180-foot-deep well, a reverse osmosis drinking water system, and three HVAC zones. Two units were replaced in 2021, and the 4-ton unit is professionally serviced annually.
Dedicated propane lines (installed in 2021) service the kitchen stove, clothes dryer, and outdoor grilling area (leased tank). The 2023 pool enhancements include a new high-efficiency variable-speed pump and complete repainting. On-site pool solar heater panels (minor repair needed) provide energy-efficient heating.
The high-capacity 14-inch well system includes a 2 HP submersible pump and an 85-gallon bladder tank for consistent pressure.
With no HOA or rental restrictions, this estate is ideal as a private sanctuary, hobby farm, or high-end short-term rental.
Located at the “Gateway to the Ocala National Forest, ” it is minutes from trails and springs and just 30 minutes from Mount Dora. It is also close to the Harris Chain of Lakes, known for competitive bass fishing and accessible via public ramps.
Seller is a licensed Florida real estate sales associate.

Features

  • Rooms: 13
  • Bedrooms: 5
  • Baths: 5 full / 2 half
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1992
  • Garage: 2-car Garage Faces Side
  • Heating: Central, Electric, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 3,879
  • Acreage: 11.27
  • Est. Taxes: $7,183
  • Lot Desc: Cleared, Farm, Gentle Sloping, Oversized Lot, Pasture, Private, Zoned for Horses
  • View: Trees/Woods
  • Elem. School: Stanton-Weirsdale Elem. School
  • Middle School: Lake Weir Middle School
  • High School: Lake Weir High School
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure, Solar Heat, Solar Power Pump
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Range, Range Hood, Refrigerator, Washer, Water Purifier, Water Softener, Wine Refrigerator
  • MLS#: O6395337
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /eprop/O6395337/23100sehighway42_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 4:26:13 AM)
Listing courtesy of UNITED REAL ESTATE PREFERRED   Phone: 407-243-8840

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23100 SE HIGHWAY 42, Umatilla, FL, 32784

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.132% 6.259% 6.183%
Monthly Tax Payment $599 $599 $599
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,442 $5,590 $7,763
Total Monthly Payment $6,166 $6,314 $8,487

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.