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WOW! With an accepted offer, the seller will contribute $6, 000 toward a 2-1 interest rate buydown for the Buyer, potentially lowering your rate to around 4. 25%. Situated within the gated 55+ Stone Creek Golf Course Community, celebrated for its resort-caliber amenities, this beautifully appointed Prestige model home blends modern sophistication with smart functionality for an elevated living experience. Craftsman-inspired architectural details pair beautifully with pristine, meticulously maintained landscaping, where stamped concrete curbing and river-rock ground cover create a clean, sculpted welcome as you arrive. Offering 2 bedrooms, 2. 5 baths, a versatile bonus room, an expanded lanai, and a 4-foot extended garage ideal for a golf cart, the home is crafted for comfort, privacy, and effortless everyday living. Step into the contemporary open-concept layout where lofty ceilings, recessed LED downlighting, and luxury vinyl plank flooring seamlessly connect the gathering room, café, and kitchen, creating spaces ideal for everyday living and effortless entertaining. High-end designer lighting, elegant crown molding, and custom window treatments and shades throughout elevate the home’s refined appeal. The spacious gathering room features a tray ceiling and triple sliding glass doors that open to the large, covered lanai and extended birdcage patio, creating a natural extension of the indoor living space. The chef’s kitchen impresses with a generous island ideal for casual dining and meal prep, Shaker-style cabinetry with soft-close hardware, under-cabinet lighting, quartz countertops, a statement glass tile backsplash, walk-in pantry, and upgraded KitchenAid stainless-steel appliances. Privately positioned at the rear of the home, the owner’s suite offers a luxurious sanctuary with an expansive walk-in closet featuring a convenient pass-through to the laundry room. The spa-inspired en suite bath includes a comfort-height double vanity with upgraded level 5 granite, a Roman-style walk-in shower with seating bench, a private water closet, a linen closet, and a transom window providing soft natural light. The generously sized guest suite provides an inviting retreat for visitors, complete with a walk-in closet, a charming bay window, and its own full bath with a linen closet. Additional highlights include a stylish powder room with wainscoting, a spacious interior laundry room, a Smart Home package with a video doorbell, and pre-wiring for a whole-home generator and auxiliary plug for added peace of mind. A premium whole-home water softener system enhances everyday comfort, while the two-car garage is equipped with multiple additional 110v electrical outlets and a 4-foot bump-out providing valuable additional space for a golf cart, storage, or a dedicated hobby area. Beyond this thoughtfully designed home lies a vibrant, amenity-filled community where each day feels like a retreat. With a 24/7 staffed gated entrance ensuring both security and peace of mind, you'll enjoy comfort, connection, and convenience at every turn. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. Just beyond the gates, enjoy a golf course, pro shop, and restaurant, perfect for socializing and unwinding.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$423,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $338,800 | $338,800 | $338,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,086 | $2,169 | $2,836 |
| Total Monthly Payment | $2,424 | $2,507 | $3,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.