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Presented by
Bill Stoecker |
Rooted in one of West Ashley's most enduring neighborhoods, this classic brick ranch carries the quiet strength and timeless character that Ponderosa has always stood for. Located at 3215 Bonanza Road, this 3-bedroom, 1 1/2 bath home blends solid bones with fresh updates -- move-in ready and full of charm. Step inside to find luxury laminate flooring flowing throughout, a fully equipped kitchen ready for everything from weeknight dinners to Sunday gatherings, and a layout that lives comfortably and efficiently. Outside, a brand-new wood privacy fence wraps the yard in seclusion -- your own private retreat in the heart of the Lowcountry. What truly sets this home apart is its unbeatable central location. Minutes from Downtown Charleston, Folly Beach, and with effortless access to Highway17 and 26, you're connected to everything the Charleston area has to offer -- without sacrificing the calm of an established neighborhood. Whether you're planting roots or adding to your portfolio, 3215 Bonanza Road is a home that holds its ground -- just like the neighborhood it calls home. For those interested, the meaning of the word: "Ponderosa" is defined as "Resilience and Quiet Strength". 3215 Bonanza Road is within the Subdivision of "Ponderosa". Note: HVAC replaced & installed in 2020 Roof was replaced & installed in 2015 2026 flood insurance: $837 can be lower with elevation certificate
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$315,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 516.818.4904
William.Stoecker@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,511 | $1,572 | $2,076 |
| Total Monthly Payment | $1,586 | $1,647 | $2,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.