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JUST REDUCED* Nearly new construction, this 2-year-old concrete block home built by reputable D. R. Horton (America’s #1 Builder since 2002) is ready for new owners in the quaint Pine Creek neighborhood of only 73 houses. No CDD, no flood zone, and very low HOA fee. The coveted Cali model emphasizes modern open-concept spaces that seamlessly connect the kitchen, dining area, and living room. Upon entering the home, the size of the foyer impresses, as it leads directly into the heart of the home, offering unobstructed views of the main living areas. The kitchen boasts premium light and bright cabinets, granite countertops, stainless steel appliances, an oversized kitchen island, and a generously-sized pantry. A lot of natural light comes thru the big windows, enhancing the sense of openness. A large sliding glass door leads to the covered lanai and the back yard is already fenced in, with plenty of room for a future pool. The recently-constructed home is a SMART HOME, which means you can control the video doorbell, door lock, garage door, lighting, thermostat, and MUCH more, all through one app. All windows are storm-rated, double-pane, low-E glass. The Pine Creek community is just over 1 mile north of SR-52 and 2 miles west of the Suncoast Parkway; the latter facilitates an easy commute to all things Tampa, including the Tampa International Airport and the International Mall. Wesley Chapel with its Tampa Premium Outlets and The Grove Shopping Center is only 35 minutes away. The Angeline Academy of Innovation STEM school and the new location of the world-renowned H. Lee Moffitt Cancer Center are also a few minutes away. Nearby, you’ll find the Pithlachascotee River Preserve and Crews Lake Wilderness Preserve, great for exploring nature and getting outside to soak up the Florida sun! If outdoor adventure piques your interest, SunWest Park is 15 min. away, along with Hernando Beach and Weeki Wachee Natural Springs just 25 min away. If looking to come home to tranquility, while also being a short drive from all things needed and wanted, this home fits the bill! Seize the day!
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Our Executive Mortgage Banker:
Our Insurance Division:
$383,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $306,400 | $306,400 | $306,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $371 | $371 | $371 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,835 | $1,912 | $2,502 |
| Total Monthly Payment | $2,281 | $2,358 | $2,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.