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One or more photo(s) has been virtually staged. New roof (2025), AC (2025), IMPACT WINDOWS, GARAGE & Workshop, carport, Inside Laundry Room. No flood insurance required (Zone X). This 3-bedroom, 2-bath home in Bradenton stands out with major upgrades and a rare combination of features in the highly desirable Westwinds Village community. --- Inside, the open floor plan creates a comfortable flow, enhanced by crown molding, engineered hardwood flooring, and new carpet. The oversized kitchen offers an eat-in space with ample cabinetry and workspace, while the split-bedroom layout provides privacy with an en suite bathroom in the primary suite. --- A standout feature is the oversized garage with workshop—rare for this community—along with a large carport built with insulated Elite roof panels, while the home’s exterior is reinforced with OSB sheathing for added structural strength and durability. --- Westwinds Village is a resident-owned 55+ community known for its active lifestyle and strong sense of community, featuring a heated pool, large clubhouse with kitchen and event space, shuffleboard courts, bocce ball, horseshoe pits, billiards and card room, library, and regular social events and activities. --- Conveniently located near shopping, dining, medical facilities, SRQ Airport, I-75, and a short drive to Gulf beaches including Anna Maria Island, this home offers both comfort and accessibility in one of Bradenton’s most well-positioned areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,138 | $1,495 |
| Total Monthly Payment | $1,376 | $1,406 | $1,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.