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Investor Opportunity near TCTC & Clemson University—End Unit Townhome. Needs Updates. Prime Location. Great Rental Potential. **************************************************************** Whether you’re a seasoned investor or someone looking for your next value-add opportunity, this end-unit townhouse in Pendleton puts you right in the path of consistent rental demand. Located just minutes from Clemson University and Tri-County Technical College, this is the kind of spot where vacancy is rarely the issue—it’s finding enough properties to keep up with demand. Yes, it needs some work, but that’s exactly where the opportunity comes in: update it to your standards, build equity, and position yourself in a high-traffic rental corridor that continues to perform year after year. For those thinking with both a financial and personal lens—especially “parent-vestors”—this could be a smart way to shift from paying room and board to owning an asset. With no HOA fees cutting into your margins, there’s flexibility to create a roommate-friendly setup and generate income while your student is in school. And when it’s time to head home, you’re left with a property that can continue working for you. Plus, being within walking distance to Downtown Pendleton means easy access to coffee shops, local restaurants, and community events—exactly the kind of lifestyle today’s renters are looking for. Turn a few updates now into long-term upside later. The layout is where this home really starts to separate itself—especially if you’re thinking in terms of rental potential and flexibility. The main level offers a spacious living and dining area with hardwood floors and a fireplace, giving you a solid foundation to build on. One of the standout features is the flex room that opens directly to a private courtyard—an easy win for creating a second living space, study area, or even an indoor/outdoor hangout spot that today’s renters love. The main-floor primary suite adds another layer of versatility, complete with a walk-in shower and an oversized cedar-lined closet. There’s also a dedicated storage closet downstairs, and the existing layout upstairs gives you the option to add a second laundry area where it makes the most sense—something both tenants and owners will appreciate. Also Upstairs, you’ll find two well-sized bedrooms connected by a functional Jack-and-Jill bath, each with double closets so storage isn’t an issue. Now, let’s be real—this is where your opportunity comes in. The home needs a refresh, so plan on interior paint, some flooring updates in the main living areas, and potentially a few other things. But that’s exactly where the value is. With the right updates, you can take what’s already a strong layout in a high-demand area and turn it into a standout rental near Clemson University and Tri-County Technical College. Whether you’re looking to create a solid long-term hold or a property that performs well year after year, this one has the bones—and the location—to make it happen.
| Type | Dimensions | Level |
|---|---|---|
| AdditionalRoom | 15x10 | Main |
| Bedroom2 | 12x12 | Upper |
| Bedroom3 | 17x13 | Upper |
| DiningRoom | 19x11 | Main |
| Kitchen | 10x9 | Main |
| LivingRoom | 19x12 | Main |
| PrimaryBathroom | 8x10 | Main |
| PrimaryBedroom | 15x14 | Main |
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RVP, Mortgage Banker
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Phone: 917.838.7300
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NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $131,920 | $131,920 | $131,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $770 | $802 | $1,069 |
| Total Monthly Payment | $1,049 | $1,081 | $1,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.