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~ Living Better, Starts Here ~ Welcome to 137 Towne Creek Trail, where space, flexibility, and everyday comfort come together on a beautiful 1. 2-acre homesite in the established Towne Creek Cove community. This semi-updated split-level home with raised ranch influence blends timeless structure with modern style, offering a versatile layout designed to adapt to the way you live. Major updates include a new roof (2025) and HVAC system (2022), giving peace of mind from day one. From the moment you arrive, the exterior makes a lasting impression with bold dark siding, classic brick accents, and a vibrant front door that adds character and curb appeal. Inside, the thoughtfully designed layout creates defined yet connected living spaces; ideal for both everyday living and entertaining. The main level offers a spacious living and dining area filled with natural light, along with 3 bedrooms and 2 full bathrooms, creating a warm and inviting atmosphere. The lower level expands the home’s flexibility with 2 additional bedrooms and a full bathroom, perfect for a guest suite, home office, media room, or private retreat. With multiple living areas, this home is well-suited for multi-generational living or anyone needing extra space without compromise. Step outside to enjoy a fenced backyard ideal for entertaining, pets, or play, while the full 1. 2-acre lot provides room to spread out, garden, or simply enjoy added privacy. A 2-car garage adds convenience and storage. Located just minutes from shopping, dining, major roadways, and the recreational opportunities of Lake Hartwell, this property offers the perfect balance of accessibility and peaceful living. With a flexible floor plan, generous acreage, and distinctive style, 137 Towne Creek Trail presents a rare opportunity to enjoy space, function, and lifestyle, all in one property. Schedule your private showing today and experience it for yourself.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 11x13 | Main |
| Bedroom3 | 10x11 | Main |
| Bedroom4 | 11x12 | Lower |
| Bedroom5 | 12x16 | Lower |
| DiningRoom | 9x12 | |
| Kitchen | 10x11 | |
| Laundry | 6x8 | |
| LivingRoom | 14x18 | Main |
| PrimaryBedroom | 11x14 | Main |
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Our Executive Mortgage Banker:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,520 | $1,690 | $2,192 |
| Total Monthly Payment | $1,678 | $1,848 | $2,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.