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Welcome to a simpler, more relaxed way of living in the highly desirable Heather Ridge 55+ community in Dunedin, Florida. This well-maintained 2-bedroom, 1-bath condo offers just under 1, 000 square feet of comfortable, easy-to-manage living space, ideally located on the third floor with convenient elevator access. Perfect for downsizing, a seasonal home, or a full-time Florida residence. Inside, you will find a bright and inviting layout with an eat-in kitchen, a split-bedroom floor plan for added privacy, and a spacious living and dining area filled with natural light. Step out onto your private balcony and enjoy a peaceful lake view and lush greenery. Observe Florida's amazing wildlife right from your balcony. This is the perfect space for morning coffee or relaxing at any time of the day. The second bedroom features a space-saving Murphy bed, offering flexibility for guests while still allowing the room to function as an office or creative space. Convenient community laundry is located on the first floor next to the elevator for easy access, and the machines are newer. Heather Ridge is a well-maintained 55+ condominium community with strong financials and a fully funded association. Major improvements have already been completed, including the roof, balconies, walkways, and elevator modernization. Milestone and structural inspections have been completed, providing added confidence for buyers. The monthly condo fee covers an extensive list of expenses, including exterior maintenance, building insurance, water, sewer, trash, cable, internet, pest control, and access to amenities such as the community pool and clubhouse. With so much included, this low-maintenance lifestyle makes budgeting simple and predictable. Not in a flood zone, flood insurance is not required. Located just minutes from downtown Dunedin and the Pinellas Trail, this home offers easy access to shopping, dining, outdoor recreation, and local events. You are also close to the Dunedin Causeway, Honeymoon Island, and Caladesi Island, making it easy to enjoy beaches, boating, and the Florida waterfront lifestyle. Nearby golf courses, marinas, parks, and breweries add even more to enjoy. Conveniently located with an easy drive to Tampa, Clearwater, and Tampa International Airport. If you are looking for a Dunedin condo in a 55+ community with low maintenance living, great amenities, and a prime location near beaches and downtown, this is a wonderful place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$109,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $87,200 | $87,200 | $87,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $171 | $171 | $171 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $502 | $558 | $724 |
| Total Monthly Payment | $748 | $804 | $970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.