1009 34TH DRIVE W, Palmetto, FL, 34221 | $349,900

Welcome to this charming furnished three story townhouse offering the perfect blend of space, functionality, and low-maintenance living. Featuring 4 bedrooms, 3 full bathrooms, and 1 half bath, this home is designed for comfort and convenience from the moment you arrive. Step into this spacious 2 car garage, where you’ll also find a rare and valuable feature, your PRIVATE ELEVATOR with access to all three floors, making everyday living effortless. On the first level, you’ll find a private guest suite with a full bathroom and direct access to a covered rear porch, ideal for relaxing outdoors. This space also offers additional storage, perfect for beach gear, fishing equipment, or outdoor essentials. The second floor is the heart of the home, featuring beautiful wood flooring, tray ceilings, and abundant natural light. Enjoy seamless flow between the living room, family room, dining area, and kitchen, creating the perfect setup for entertaining. Step out onto your private balcony through sliding glass doors for a peaceful outdoor retreat. This level also includes a half bath, walk-in storage closet, and convenient elevator access. On the third floor, you’ll find this split floor plan with two spacious guest bedrooms and a full bathroom on one side along with a well-appointed primary suite on the opposite side. The primary bedroom offers dual walk-in closets, an en-suite bathroom, and a private balcony, providing the perfect place to unwind and enjoy your surroundings. The third floor also features convenient elevator access, enhancing ease of living throughout the home. For your peace of mind the water heater is 2020, the HVAC is 2023 and the roof is 3 years old! With multiple outdoor spaces, generous storage throughout, and being sold furnished, this home is truly move-in ready ideal for a primary residence, second home, or investment opportunity. Conveniently located in Palmetto, this home offers easy access to everyday conveniences and nearby attractions. Just 5–10 minutes away, you’ll find Ellenton Premium Outlets. Enjoy waterfront dining, shops, and events in Downtown Bradenton Riverwalk, approximately 10–15 minutes away. Outdoor enthusiasts will appreciate Emerson Point Preserve, also about 10–15 minutes away, offering scenic trails, kayaking, and water views. Spend your beach days at Anna Maria Island, just 25–30 minutes away with beautiful Gulf beaches and sunsets. Commuters will enjoy convenient access to Tampa International Airport, located approximately 45–55 minutes away.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,604
  • Acreage: 0.06
  • Est. Taxes: $2,457
  • HOA Fee: $426 Monthly
  • Lot Desc: Corner Lot
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8492118
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8492118/100934thdrivew_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 12:14:22 AM)
Listing courtesy of NETWORTH REALTY OF TAMPA, LLC   Phone: 813-282-7444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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1009 34TH DRIVE W, Palmetto, FL, 34221

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $205 $205 $205
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,611 $1,792 $2,324
Total Monthly Payment $1,891 $2,072 $2,604

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.