10156 W Villa Circle, Vero Beach, FL, 32966 | $269,000

Holy cow—this one truly stands out! Welcome to 10125 W Villa Circle in the sought-after Verona Trace community. This former Lennar Sovereign model (built 2020) offers 3 bedrooms + flex/den, 2. 5 baths, and a 1-car garage with a layout designed for flexibility-perfect for working from home, guests, or multi-generational living. Step outside and fall in love with the massive expanded paver patio featuring a hip roof screened enclosure and peaceful long lake views-ideal for entertaining or unwinding in total privacy. Positioned as a corner end unit with no direct neighbor on one side, you'll enjoy rare green space and added tranquility. Inside, the home features a blend of tile and carpet flooring, quartz kitchen countertops, a full appliance package including washer & dryer, and thoughtfully designed living spaces throughout. Hurricane protection is already in place with accordion shutters upstairs and panels for the first floor. Verona Trace offers resort-style amenities including a pool, fitness center, tennis, basketball, and more- all with easy access to I-95 for commuting. HOA covers lawn care, making for low-maintenance living. Pet-friendly, rental-friendly after 2 years , and even truck-friendly-this home checks all the boxes. Competitively priced to sell in today's market-offering exceptional value for a former model with premium outdoor living and lakefront setting.

Features

  • Amenities: Clubhouse, Playground, Pool, Spa/Hot Tub, Tennis Court(s), Maintained Community, Sidewalks, Street Lights, Maintenance, Recreation Facilities
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, In Unit, Washer Hookup
  • Style: Traditional
  • Development: Verona Trace
  • Year Built: 2020
  • Garage: 2-car Attached
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Approx Sq. Feet: 1,685
  • Acreage: 0.06
  • Est. Taxes: $4,277
  • HOA Fee: $303 Monthly
  • Lot Desc: Sidewalks
  • View: Water, Lake, Ocean, Pond, Beach
  • Water Front: Yes
  • Elem. School: Dodgertown
  • Middle School: Storm Grove
  • High School: Vero Beach
  • Pet Policy: Yes, Cats OK, Dogs OK, Number Limit
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Ice Maker, Microwave, Other, Refrigerator, Water Heater, Washer, Range
  • MLS#: B26010147
  • Website: https://www.raveis.com
    /prop/B26010147/10156wvillacircle_verobeach_fl?source=qrflyer
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Listing courtesy of Atlantic Key Realty Group

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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10156 W Villa Circle, Vero Beach, FL, 32966

$269,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,200 $215,200 $215,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,273 $1,308 $1,744
Total Monthly Payment $1,704 $1,739 $2,175

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.