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If you are looking for a well maintained unique home that offers privacy, consider viewing this Ranch style home near Lake Kirk. It's located on a private road in a beautiful neighborhood and is situated on just under 1 acre (0. 93). The neighborhood has access to the lake. This home offers 3 bedrooms, 3 baths and 2 fireplaces with a large open dining/family room, a finished basement with a summer kitchen and wine cellar. It has hardwood floors, custom-designed ceilings, crown moldings, recessed lighting, skylights and oversize windows. You will also enjoy sitting on the large rear deck on a summer evening, which overlooks a large back yard and wooded area. There is a large second deck off the kitchen that is perfect for entertaining. If you like gardening you will enjoy an awesome backyard that has two sheds, a fenced in garden area and there is an apple, pear and peach tree to enjoy. There are 2 nearby golf courses: Putnam CC which is public and Mahopac CC which is private. Along with enjoying the lake there are bike paths, hiking trails and tennis courts in the area. There are also many award-winning restaurants nearby to choose from. Commuting is easy by train or highway, the Metro-North Croton Falls Station offers a close and easy commute to NYC. Mahopac is an awesome place to live, located just 50 miles from NYC.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,120 | $519,120 | $519,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $1,464 | $1,464 | $1,464 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,071 | $3,239 | $4,239 |
| Total Monthly Payment | $4,627 | $4,795 | $5,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.