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This is the only truly walkable option in the upstate under $200, 000. Imagine walking or riding your bike via 3 sidewalk blocks to Publix, restaurants, nail salons, CVS, and more. Within a mile via sidewalk you can walk or bike to everything you could want on Pelham Road. Check out our buyer options!! $3, 000 CLOSING COST CREDIT from preferred lender. And if under contract in the month of April, FREE 1-0 RATE BUY DOWN! This is a beautifully updated sunny top floor condo that lives like a home with separate dining room, nice sized pantry, coat closet, walk in laundry room with smart storage features, linen closets in each bathroom, and walk in closets in each bedroom. The living room features a wood burning fireplace, vaulted ceilings, and open concept that flows into the dining area and kitchen, and French doors that lead to the private balcony with storage unit that overlooks a green space. All appliances including refrigerator, washer, and dryer transfer with the purchase. Low monthly HOA and all electric for heat and air lends to heat and air bills about $60 monthly! This professionally managed and gated condo community. HVAC 3 years old, water heater 6 years old, oven/stove 3 years old. Don't miss our features sheet from seller on "why we've loved living here" available from your Realtor or pick up a copy when you visit this property.
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Our Executive Mortgage Banker:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $29 | $29 | $29 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $933 | $985 | $1,296 |
| Total Monthly Payment | $1,036 | $1,088 | $1,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.