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Welcome to 106 Pine Lane in Summerville, a charming and thoughtfully updated home in the award-winning Dorchester 2 school district. Located in a historic area with no HOA, it offers convenient backroad access to West Ashley and the beaches, blending tranquility with connectivity. Inside, this well-maintained home features a roof just five years old, an HVAC system three years young, and newer appliances, bringing comfort and confidence to the next owner. The kitchen shines with granite countertops, updated hardware, a gas-powered stove, and a newly added garbage disposal; blending style with everyday function. The layout balances comfortable living with inviting spaces for gatherings. The garage, currently a workout space, can easily convert back, while the expansive driveway offersample parking. Step outside to a fully fenced backyard with multiple zones for relaxation and entertainment. The covered patio features a built-in blackstone grill, connected to the home's gas line, surrounded by elegant outdoor granite countertops. A decorative, paved area with a partial wall provides shade, while walkway pavers lead to a serene white river rock retreat under a floral arch. A fire pit zone awaits, perfect for making memories. The backyard shed offers convenient storage for all outdoor necessities. With mature trees, well-maintained shrubbery, and upgraded flower beds, the curb appeal is undeniable. Conveniently located near downtown Summerville, with shopping, dining, and commuter routes, this home blends indoor comfort, outdoor enjoyment, and peace of mind from newer major systems. This home is ready to welcome you home. Homes like this don't stay available for long. If it feels like a great fit, schedule your private showing today.
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Our Executive Mortgage Banker:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,413 | $1,472 | $1,944 |
| Total Monthly Payment | $1,488 | $1,547 | $2,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.