204 Queen Rd, Saint Augustine, FL, 32086 | $389,900

Welcome to easy Florida living in this updated 3-bedroom, 2-bath home located in an incredibly family-friendly neighborhood! This home offers the perfect blend of comfort, functionality, and major system upgrades—giving buyers peace of mind where it matters most. Inside, you’ll find a practical and inviting layout with recent improvements that make everyday living a breeze. The kitchen has been enhanced with beautiful granite countertops and a deep single-basin sink, perfect for both cooking and entertaining. Natural light pours in through a newly installed skylight, adding warmth and brightness to the living space. This home truly shines when it comes to big-ticket updates. The roof (2020), HVAC system (2021), full home repipe (2023), and water heater (2023) have all been recently replaced—providing long-term value and confidence for the next owner. Additional updates include new insulation, updated appliances, garage door system, and more. Step outside to enjoy a huge paver patio complete with a fire pit—ideal for entertaining, relaxing evenings, and making memories. The extended paver driveway adds extra convenience, while metal storm shutters provide added protection and peace of mind. Location is everything, and this home delivers! Situated right next to a fantastic community park featuring pickleball courts, basketball courts, a large playground, and a clubhouse, there’s something for everyone just steps away. Enjoy bike rides, golf cart cruising, and a true neighborhood feel. For water lovers, two boat ramps are located just one mile away, making it easy to enjoy boating, fishing, and everything the Florida lifestyle has to offer. No HOA makes it easy to store the boat after a long day on the water. Located in a desirable area with great schools, this home offers the perfect opportunity to own a well-updated property in a vibrant, active community. Don’t miss your chance to make this one your own!!

Features

  • Amenities: RV/Boat Parking,Pickleball
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 12197
  • Style: Single Family Home
  • Year Built: 1985
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,370
  • Acreage: 0.28
  • Lot Size: 12197
  • Est. Taxes: $2,422
  • Lot Desc: Suburban, Corner
  • Elem. School: Osceola
  • Middle School: Murray
  • High School: St. Augustine
  • MLS#: 261634
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/261634/204queenrd_saintaugustine_fl?source=qrflyer
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Listing courtesy of JPAR CITY AND BEACH

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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204 Queen Rd, Saint Augustine, FL, 32086

$389,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,920 $311,920 $311,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $202 $202 $202
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,921 $1,997 $2,611
Total Monthly Payment $2,198 $2,274 $2,888

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.