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Positioned in one of Oyster Bay's most coveted neighborhoods, this distinguished five-bedroom colonial seamlessly marries 19th-century craftsmanship with thoughtfully curated modern upgrades. Soaring 10 foot ceilings, original rosette moldings, and intricate millwork establish an immediate sense of architectural integrity that carries throughout every room. The formal living room anchors the main level, centered on a classic fireplace and framed by restored antique pocket doors that open gracefully to an expansive dining room. A generous bay window floods the space with natural light, creating an ideal setting for both intimate gatherings and formal entertaining. The renovated chef's kitchen serves as the true heart of the home — appointed with granite countertops, a center island with integrated storage, a dedicated coffee bar, a farmhouse sink, and stainless steel appliances, all with serene views of the private backyard. A versatile first-floor bedroom with private deck access and a separate exterior entrance offers exceptional flexibility — equally suited as a primary suite, guest retreat, or home office. The upper level presents a tranquil primary bedroom with direct access to a spacious deck offering coveted winter water views of Oyster Bay. Three additional well-proportioned bedrooms and a fully renovated bathroom provide the adaptability to meet a range of lifestyle needs. The full walk-up attic — illuminated by two oversized windows — presents a compelling opportunity for a private studio, office, or creative space. Throughout the home: rich hardwood flooring, recessed lighting, and high-speed connectivity reflect the balance of heritage and modern convenience this property delivers. Located moments from the beach, Oyster Bay Waterfront Center, the LIRR, neighborhood parks, and the village's acclaimed dining scene — this is a rare offering in a truly irreplaceable setting.
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Our Executive Mortgage Banker:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $1,116 | $1,116 | $1,116 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,202 | $4,556 | $6,245 |
| Total Monthly Payment | $5,410 | $5,764 | $7,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.