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Welcome to 76 Maple Street, a timeless New England Cape Cod offering classic charm and thoughtful updates throughout. A covered side porch welcomes you into a warm and inviting interior, where hardwood floors extend seamlessly from room to room. The living room is anchored by a wood-burning fireplace with shiplap detailing, creating a comfortable and charming gathering space. Just beyond, a formal dining room provides an ideal setting for both everyday living and more intimate entertaining. The updated kitchen is designed with both function and style in mind, featuring stainless steel appliances, counter seating, and ample space for a dinette or relaxed lounge area. A dedicated laundry and mudroom adds everyday convenience, with direct access to both the backyard and the attached one-car garage. The main level includes two bedrooms and a full bathroom, offering flexibility for guests, home office use, or single-level living. Upstairs, two additional bedrooms and a second full bath provide a well-balanced layout with room to grow. Additional highlights include central air conditioning, a newer roof, newer Andersen windows, in-ground sprinklers and an unfinished basement with generous storage and utility space. The backyard offers a wonderful opportunity to create a personalized outdoor setting. Ideally located just moments from the Blue Point Nature Preserve, and positioned at the top of a quiet cul-de-sac featuring a collection of luxury homes. All within the Blue Ribbon award-winning Bayport–Blue Point School District. *Please note- home is in Bayport-Town of Islip with a Blue Point address.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $1,289 | $1,289 | $1,289 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,489 | $4,566 |
| Total Monthly Payment | $4,689 | $4,870 | $5,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.