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One or more photo(s) has been virtually staged. Fully RENOVATED and thoughtfully upgraded, this Beautiful St. Cloud property offers a clean, modern interior paired with major structural and efficiency improvements that are hard to find, all set on just OVER AN ACRE OF LAND. The kitchen has been completely redone with new cabinetry, QUARTZ countertops, updated NEW appliances, and sleek fixtures, all complemented by fresh interior lighting and ceiling fans that carry a bright, cohesive feel throughout the home. Interior and exterior paint have both been redone, giving the property a crisp, move in ready presentation from the moment you arrive. CERAMIC TILE flooring runs throughout the home, adding durability and a seamless look from room to room. Beyond the cosmetic upgrades, the home is equipped with a whole house Generac GENERATOR, HURRICANE SHUTTERS for added protection, and DOUBLE INSULATION for improved energy efficiency and comfort. A durable METAL ROOF adds long term value and peace of mind. In addition to the oversized two car garage, the property includes two spacious sheds, one tucked out back and one off to the side, providing practical, usable space for storage, equipment, or projects. This is a property that delivers both thoughtful upgrades and the kind of functionality that truly supports everyday living. Come check out your new home today!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$468,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $374,800 | $374,800 | $374,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,308 | $2,367 | $3,112 |
| Total Monthly Payment | $2,498 | $2,557 | $3,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.